Big Expense? How to Decide If It’s Emergency Fund-Worthy

According to a survey conducted by GOBankingRates, 62% of Americans have less than $1,000 in savings. This means if a financial emergency occurred, more than half of Americans couldn’t handle it simply with cash. They’d have to rely on credit, borrowing money from friends/family, or even dipping into their retirement accounts to cover a financial […]


Want to Be Your Own Boss? Here’s How to Make the Transition

If you’re ready to take the leap to leave your day job and start your own business, the process may seem simple. After all, you just need to quit your job and start working for yourself, right? Not so fast. Although you may already have a side hustle, being a full-time entrepreneur is a whole […]


Should You Invest While You Are in Debt?

So, you owe some money. Whether it’s credit cards, school loans, or a car loan (or all three), you know you need to pay off your debt. At the same time, investment opportunities seem so attractive, particularly if your employer matches 401k contributions. You only have so much money to devote to either one, so […]


How to Make Money with Motif Investing for Beginners

If you keep up with financial happenings, you’ve probably heard about the new online brokerage, Motif Investing. You may have read about it in CNBC’s 50 Disruptor Companies of 2016 with its novel concept of investing in ideas. So, how exactly do you go about making money with Motif Investing? Here’s a beginner’s guide that […]


Best Credit Cards for Dining Out

Here are the best credit cards for restaurants. Earn up to 3% dining out and up to $625 in bonus cash from these card offers. Happy hours and coupons aren’t the only ways to score deals at restaurants anymore. Now, certain credit cards offer rewards for dining out as well. With these rewards, frequent diners […]


Cash Back Rewards: How to Spend the Same but Get More

Credit cards today provide a slew of enticing benefits, from building your credit history to offering zero percent interest on balance transfers. For me, though, it’s all about the rewards. I enjoy receiving that small portion of cash back for every purchase I make — it’s like getting free money with everything I buy. If […]