DR Podcast 302: How to Build an Emergency Fund in 2018

Building a safety stash takes time and dedication. Here are our tips on how to build and manage your emergency fund. In this podcast episode, find out the three places Rob stashes his cash and where you should never put your emergency money. A while back, I wrote about how my wife and I paid […]


Self Lender Review – Better than a Secured Card, Co-signed Loan or Prepaid Card

Here’s a new concept. Lend money to yourself, build your credit, save money and earn interest all at the same time. We’ll tell you why this is better than a secured credit card, better than getting a co-signed loan and better than a prepaid card in our Self Lender review. Have you been unable to […]


How Will the Fed’s Interest Rate Hike Impact the Average Joe?

In the market for a house, a new car, or do you carry a credit card balance? You’ll want to read how the fed’s interest rate hike will impact the average Joe. On Wednesday, The Federal Reserve decided to increase the federal funds rate by 25 basis points, to a range of 2% to 2.25%. […]


Average FICO Score Reaches All-Time High

Did your credit score increase this year? It did for the average American. What does this mean for consumers and for the economy? We’ll tell you our thoughts on this below. Americans are getting better at managing their credit. At least that’s what a new report from FICO would indicate, as the average FICO score […]


Earnin App Review – Is it a Better Alternative to Payday Loans?

Move over payday loans, a new app is giving borrowers a far more affordable option. While the Earnin app limits borrowing to small amounts, this is a good move to keep your debt from getting out of control. I live in a fairly low-income urban neighborhood, and payday loan places abound. They’re everywhere because these […]


Uber Visa Card Review – Up to 4% Cash Back

Here’s a credit card that rewards you for unique spending habits other than gas and groceries. If a good chunk of your monthly budget is spent dining out, online shopping or on streaming services, you might want to use this card to pay for it. We’ll tell you how you can earn up to 4% […]