72 Free Savings Tools That Will Put Extra Money in Your Pocket

What’s better, to save $100 or to make $100? The hands down winner is to save $100. Why? Because if you make $100, you have to pay Uncle Sam a big chunk of it. However, reducing your expenses by a Benji — as my daughter likes to call the C-Note — is more akin to […]

The Best Way to Invest a Lump Sum of Money

I’ve always been suspicious of dollar-cost averaging, or DCA as it’s called. It just doesn’t seem like the wisest decision. I’ve always preferred lump sum investing. Dollar-Cost Averaging vs. Lump Sum Investing With DCA, rather than investing your cash all at once, you invest chunks of it over time. For example, you might invest $12,000 […]