Lease vs Buy: What’s the Best Way to Get a New Car?

If you’re in the market for a new car or truck, you might be considering an old argument: Should I lease or should I buy? Unless you have enough cash available to purchase a new automobile outright, both choices have pros and cons. After you’ve considered your financial position, your decision should be easier than you […]

How Changes In the Federal Financial Aid Application Will Affect You

Early this year, the federal Department of Education announced some changes to the Free Application for Federal Student Aid, commonly referred to as the FAFSA. This is the form students must fill out to receive any type of federal student aid, including student loans and Pell Grants. Even if you’re not planning to rely on […]

How to Remove a Cosigner From a Student Loan

Graduation is done, you’ve landed a steady job and you’re ready to begin building your very own credit history. Ready to make the leap? Here’s how to remove a cosigner from your student loan. Millions of college students and college graduates have student loans that another party, usually their parents, cosigned for. This makes perfect […]

The Opposite of Spoiled Review

As a long-time personal finance writer, I’ve always known I wanted to teach my kids about money starting from an early age. But it turns out that writing about life insurance and credit scores is worlds different from teaching little kids the basics of money management. My husband and I had been talking for a […]

How to Avoid Startling Work-from-Home Scams

I’m sure that a week doesn’t go by where you don’t receive at least a few emails in your spam folder. Some of them probably try to lure you in by talking about wonderful opportunities where you can work at home. In some cases, the e-mail promises a job. But the job requires you to […]

6 Things You Need to Know Before You Refinance to Pay Off Debt

If you’re looking to do a mortgage refinance to pay off debt, there’s a lot to consider. Here are 6 critical things you need to know before before refinancing your debt. So, you’re drowning in high-interest credit card debt and personal loans? You’ve also got some good equity built up in your home? Maybe you’re […]