5 Money Lessons From Ben Franklin That Still Strike Lightning Today

Ben Franklin is well known for his wisdom. Poor Richard’s Almanac remains as applicable today as it was nearly 300 years ago. Here we look at 5 money lessons from Benjamin Franklin that are relevant today. You’re probably familiar with the saying that “time is money.” Well, it turns out that some money lessons are almost […]

How Big of a Down Payment Do You Need to Buy a Home?

One important decision when buying a home is how big of a down payment you should make. We look at the required down payment for several different types of mortgages, as well as the average down payment on a house. When we bought our first home back in 1993, we did so with a down […]

3 Signs You Should Invest in a Programmable Thermostat

A programmable thermostat can save money and keep you more comfortable. Here we cover these and other reasons why you should install a programmable thermostat. Do you dream of toasty winter nights and cool summer days inside your home? Reaching that balance (without shelling out too much cash on your electric bill) can be a […]

What Are Mortgage Points and Do You Need to Buy Them?

Purchasing mortgage points could be a good way to reduce your monthly home payments beyond just using a strong down payment. Maybe you’ve heard of points as you’re shopping around for a home. But you may not be sure what they are or how they’re used. We’re here to fill in the gaps for you. Take […]

A Complete Guide to Closing Costs

While most future homeowners know they need to save for a down payment, they often forget about closing costs. And considering how significant these costs can be, you definitely want to account for them. Closing costs are a broad category of items that you pay at the time you buy a home. So why are […]

Why Credit Unions May Be the Best Source for an Auto Loan

Getting a car loan can be stressful and confusing. So how do auto loans work from credit unions? Find out here, plus why we recommend credit union car loans. When it comes to purchasing a car and getting a loan, buyers naturally tend to think of borrowing from the bank first. The other common alternative […]