Actual Cash Value vs. Replacement Cost – Which Is Best for You?

When it comes to homeowners, renters, or property insurance, you’ve got a lot of choices to make. How much coverage do you need? What deductible can you afford? Which possessions or parts of the property need covered? One of the biggest choices is one that very few insurance buyers understand: actual cash value versus replacement […]


When Does Frugality Turn Into Cheapness?

Imagine you’re walking down an abandoned street with no-one in sight. Enjoying the beautiful and peaceful day, you spot a penny on the ground. Would you pick up the penny and put it in your pocket? What if that penny was a nickel, a dime, a quarter? Play this mental game all the way up […]


WiseBanyan Review – Is This Free Robo-Advisor For Real?

Robo Advisors have become a centerpiece of passive investing. WiseBanyan stands out from other robo advisors for one key reasons–it’s free. In this WiseBanyan review, we cover its features and pricing. WiseBanyan Summary WiseBanyan promises financial wisdom without fees. In fact, the company takes pride in being the world’s first free financial advisor. It stands […]


How to Prepare for a Bear Market – An Interview with Paul Merriman

We welcome Paul Merriman back to the show. Today we talk about how handle a bear market. How can we stick to our investment plan when our portfolios drop by 20% or more? Paul brings his experience and wisdom to this important issue. We discuss everything from defensive moves you can take to whether the […]


How to Get a Free Extended Warranty Every Time

Many credit card issuers offer a credit card extended warranty whenever you make a purchase. Here are 3 of the best merchants for this awesome purchase protection. Peace of mind can be a good thing when you’re making a purchase. Having peace of mind when you make a purchase without paying extra for an extended […]


How Can Patch of Land Change the Way You Invest?

If you want to invest in real estate but don’t have the cash, a new crowd investing service might be for you. Our Patch of Land review covers the details, including the claim of a 12% annual return. Many of us dream of being a real estate mogul, enjoying the success and financial freedom that […]