Which Protects You Better: a Credit Freeze or Credit Monitoring?

Your gym locker has a combination… why not your credit report? You may be surprised to know that, by default, something as important as your credit report at Experian, Equifax, or TransUnion is NOT secured with a PIN or password.  So, what can you do to protect this information? You probably already realize just how […]


Should You Roll Over a 401(k) to an IRA?

If you’re thinking about leaving your current job, you have many things to consider. Is it the right move for your family? Will you be gaining or losing benefits? It also raises one very important question—should I roll over my 401k to an IRA. I’ve been faced with the same decision three times. The first […]


Maxing Out Retirement Accounts: How Rich Could You Be?

Everywhere you look, experts are telling you to contribute to your retirement accounts. Whether it’s advice from newspapers, blogs, financial planners, or friends, any advice that is worth taking must include planning for retirement. Why? Because it’s that important! Over time, setting aside a small portion of your monthly income can mean the difference between living a comfortable retirement and […]


8 Strategies for Stressing Less About Retirement

What stresses you out these days? For me, juggling work and family is the daily grind, but my underlying stress is largely financial — managing cash flow, paying off debt, saving for retirement. You know, the basics. Apparently I’m not alone. A recent Schwab survey found that retirement savings is the number one cause of […]


23 of the Best Tools to Manage Your Money (Most Are Totally FREE)

Most of us use a lot of tools to manage our money, budget, investments, and so forth. So I thought I’d pull together a list of the tools I use nearly every day. Hopefully, you’ll find some options here that will help you make the most of your money. Investing 1. Personal Capital: Without question, […]


A Review of TD Ameritrade’s Essential Portfolios

This offer is now EXPIRED. TD Ameritrade has rolled out its own “robo advisor” feature, called Essential Portfolios. If you already invest with TD Ameritrade, or have been considering doing so, you should take a close look at this investment management tool. It’s a way that you can move some, or even all, of your […]