The 31-Day Money Challenge

Editor’s Update: We published this series in 2014. Since then, thousands have worked through the 31-day money challenge, finding great success. Because it’s as relevant today as it was then, we are republishing it this year. We hope it helps you with your finances. As we begin a new year, it’s a good time to […]

5 Things to Know About Your 401k Before Leaving a Job

Think about the last time you received a job offer. Did you compare the pros and cons of accepting the new position? Perhaps you evaluated the differences in compensation, vacation time, and the cost of health care. Did you remember to include the cost of benefits you were leaving behind? I didn’t…until I made a […]

How ACA Subsidies Can Benefit Early Retirees

In a recent post, I discussed some of the tremendous tax advantages associated with early retirement. This follow-up discusses another aspect of the tax code that is very favorable to early retirees: ACA subsidies. It’s often a low-cost lifestyle that enables people to retire early and benefit from low taxes in retirement. Well, this also […]

5 Easy Steps If You Want to Roll Your 401(k) Into an IRA

In the past, we have looked at whether you should roll over your 401k to an IRA when you leave a job. Well, when I left my job a few years ago, I decided to go forward with a 401(k) rollover and transfer the retirement account to an IRA. The good news is that rollovers […]

What Credit Score do You Need to Buy a Home?

What credit score do you need to buy a home? It’s a common question for first-time homebuyers. In this article we look at the FICO score you need to qualify and how it affects your mortgage rates. When it comes to mortgages and credit scores, there are two really important questions to ask: What credit […]

How Does GEICO Really Measure Up in the Insurance World?

Chances are you’ve seen or heard at least one GEICO commercial in your lifetime. You know that all-too-familiar slogan telling you that just 15 minutes of your time could save you 15% or more on your car insurance. So, how much truth is there to that claim? Let’s look at what GEICO offers, so you […]