The 31-Day Money Challenge

Editor’s Update: We published this series in 2014. Since then, thousands have worked through the 31-day money challenge, finding great success. Because it’s as relevant today as it was then, we are republishing it this year. We hope it helps you with your finances. As we begin a new year, it’s a good time to […]

5 Things to Know About Your 401k Before Leaving a Job

Think about the last time you received a job offer. Did you compare the pros and cons of accepting the new position? Perhaps you evaluated the differences in compensation, vacation time, and the cost of health care. Did you remember to include the cost of benefits you were leaving behind? I didn’t…until I made a […]

A 10 Minute Budget That Actually Works

I hate budgeting. I’ve tried using envelopes, Quicken, YNAB, and even fancy spreadsheets… the results are always the same. I start off strong, but within a few weeks, I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. So, what do I do? […]

How ACA Subsidies Can Benefit Early Retirees

In a recent post, I discussed some of the tremendous tax advantages associated with early retirement. This follow-up discusses another aspect of the tax code that is very favorable to early retirees: ACA subsidies. It’s often a low-cost lifestyle that enables people to retire early and benefit from low taxes in retirement. Well, this also […]

5 Easy Steps If You Want to Roll Your 401(k) Into an IRA

In the past, we have looked at whether you should roll over your 401k to an IRA when you leave a job. Well, when I left my job a few years ago, I decided to go forward with a 401(k) rollover and transfer the retirement account to an IRA. The good news is that rollovers […]

A Review of myFICO

MyFICO, a division of Fair Isaac, is an excellent place to obtain and monitor your FICO scores. For new customers, myFICO offers low cost and free trial options to obtain your FICO score online, from the company that created the FICO score. There are a couple paid packages to choose from, depending on your credit […]