Top Three Online Savings Accounts for Kids

One of the greatest gifts we can give a child is to teach them financial responsibility at a young age. And a savings account for children can go a long way in this effort. As my wife and I raise our two kids, now both teenagers, we can see just how important it is that […]

Is a Spousal IRA Right for Your Retirement Savings Needs?

The spousal IRA, also known as the Kay Bailey Hutchison Spousal IRA, is a special provision IRA that is available to spouses who do not work outside the home. It gives such spouses the ability to create and fund their own IRA, even though they do not earn income. This is a powerful advantage for […]

Is Travel Hacking Too Good To Be True?

If something sounds too good to be true, it generally is. So it’s no wonder people hear stories about travel hacking like this one and figure it can’t be done. If you’ve never heard of it, travel hacking is using credit card rewards to virtually eliminate travel expenses. It definitely sounds too good to be true! I […]

23 Excellent Ways to Save Time and Money with Amazon Echo

At $179.99, the Amazon Echo looks like a pricey toy, especially if you’ve got a smartphone that can do many of Echo’s tasks. Early reviews of the Echo were mixed, as Amazon’s version of Apple’s Siri, named Alexa, wasn’t as responsive as some had hoped. But, as should be expected of one of the most […]

How to Maintain Insurance (For Your Health!) When You Retire Early

Are you planning to retire early? You’re certainly not alone! It is, of course, a major challenge just to accumulate the type of investment portfolio that will make early retirement possible. But many planning on early retirement forget to plan for one additional detail: adequate health insurance. With what health insurance costs today, is not […]

How to Track Your Rewards Points and Miles: 5 Simple Options

When it comes to personal finance, nothing beats being able to track where your dollar goes. Sites like and tools like You Need A Budget (YNAB) are indispensable for the savvy planner. They’re easy-to-use, simple to understand, and provide great information at a glance. But these tools fall short in one area: credit card […]