Review of YNAB 5 from You Need a Budget

We look at YNAB 5, the new budget software, and evaluate both the good and bad changes to this excellent money management tool. We also talk about the 2015 letter to Berkshire Hathaway shareholders and how you can get an estimate of your future social security retirement benefits.

Review of the Vanguard Total World Index

There are a number of funds available that are designed to meet all of your equity investing needs within the same fund. In the case of US and international stocks, Vanguard Total World Index (VTWSX) is an effort in that direction. VTWSX has turned in a respectable performance given that foreign stocks haven’t performed at […]

Transform Your Retirement with Low-Cost 401(k) Platforms

“My employer’s 401(k) choices stink!” It is a complaint heard all too frequently on personal finance forums and among coworkers, especially when it comes to small businesses – and for good reason.  Small business 401(k) plan menus often consist of expensive, actively managed funds that may not have been updated in years, offered by huge […]

Non-Deductible IRAs and IRS Form 8606

We recently received a reader question about non-deductible IRA contributions, and it got us thinking. Here’s the question: “My first question pertains to non-deductible IRAs. I have a rollover IRA from a previous 401K. Due to my income, if I ever decided to make additional contributions to this “traditional” IRA, it would have to be […]

11 Ways to Promote Your Blog for Free

Knowing how to start a blog and actually getting people to read it are two completely separate things. You can create an amazing design and write fantastic content, but nobody is going to read it if they don’t know you’re out there. But, if you want to make money blogging, you’ve got to get people […]

The IRA Investor’s Checklist

There’s so much discussion about IRA contributions, especially during tax season. As simple as an IRA is on the surface, they come with rules that can quickly complicate retirement savings. The complications become particularly acute when it comes to deducting IRA contributions. For that reason, we put together an IRA investors checklist for the 2015 […]