Online vs. Traditional Banking: Which is Better?

According to credit behemoth Discover, 82% of U.S. customers used online banking in the last 30 days. But they aren’t just using a standalone computer for their banking needs; they’re turning to smartphones, tablets, and other mobile devices to get the job done. In fact, according to recent data, the number of people banking on […]


3 Reasons to Cheer a Stock Market Crash

The stock market has been on a roller coaster ride this month. Just over a week ago the S&P 500 fell from over 2,100 to below 1,900, a drop of more than 10%. Then it recovered to finish last week at just under 2,000. What a ride! The financial press had a field day. Here […]


5 Ways Early Retirees Can Avoid the 10% Penalty on Early Distributions

One of the conundrums faced by anyone who wants to retire early is the 10% additional tax on certain early distributions from many retirement accounts.  For example, if you retire at 50, you won’t be able to access pre-tax retirement accounts without incurring the 10% additional tax, unless you qualify for one of the exceptions […]


Citi Double Cash Card Review

In the market for a credit card that rewards you for spending and for paying off your balance? This one may just right for you. Read our review below. The Citi Double Cash Card  is a great option if you’re looking for an everyday use rewards card. Like many of today’s cash back credit card […]


The Perfect Asset Allocation Plan

All to often we make investing far more complicated than it really is. I was guilty of this when I first started investing back in 1993. Like the search for the Holy Grail, I was convinced that there was a perfect asset allocation plan. And I searched for it. I spent hours upon hours trying […]


Review of CommonBond: Crowdfunding for Student Loans

Crowdfunding has come to the student loan world, and it’s being led by a platform known as CommonBond. Based in New York City, CommonBond is a web platform designed to provide student loans to graduate students. CommonBond has funded or refinanced over $200 million in student loans so far. Founded in 2012, the company’s goal […]