How Thinking Long Term Can Help You Manage Your Money

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances were particularly interesting. For example, I found the sales receipt for a new 1965 Mustang my grandfather purchased for my step-mother when she […]


5 Reasons Never to Pay Off a Mortgage Early (and 1 Reason You Must)

Whether to pay off a mortgage early is an important decision. For some, it’s a question of whether to allocate some extra cash each month to the mortgage. For others, it’s a question of whether to pay off the home loan all at once. The lump sum approach often becomes an option from an inheritance […]


Synchrony Bank Review

Synchrony Bank offers excellent rates on CD and high-yield savings accounts. Before you open an account with them, get the details here in our Synchrony Bank review. Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on […]


7 Easy Ways to Refinance Student Debt

Refinancing student loans is a smart way to lower your monthly payments. In some cases, a lower interest rate can result in a significantly lower monthly payment on a school loan. Consolidating multiple loans into a single debt as part of the refi can also make managing the monthly bills a lot easier. The trick […]


How Anybody Can Evaluate a Business Like Warren Buffett

Reading a book you can’t put down is like when you watched fireworks as a kid on the 4th of July–you didn’t want it to end. The Warren Buffett Way is such a book. I devoured the first edition purchased for $4 at a used book store located on 17th and K Streets in Washington, D.C. […]


DR 167: Interview with Josh Peters of Morningstar

Josh Peters is director of Equity Income Strategy for Morningstar, and has been for over 10 years. He is also the writer and editor of Morningstar DividendInvestor, the newsletter that is built around the portfolio that he manages. He is also the author of The Ultimate Dividend Playbook. His strategy is to emphasize the production […]