Should You Use an HSA for Retirement Savings

Should you use a Health Savings Account (HSA) to save for retirement? That’s the question a listener to the Dough Roller Money Podcast asked recently. Here’s Mike’s email: Hi Rob, I have a question about my HSA at work. I have about $14,000 in it. I have not used it at all in the past […] Rewards Visa Card Review

A reader named Harold emailed my recently. We discussed a number of topics, one of which was the Rewards credit card. Here’s what Harold had to say: would mention one more to you..the Amazon visa. I’ve been using it over the past year and very happy with it. You get 1% match on everything, […]

How to Calculate Investment Returns–A Simple Approach

I‘ve had several readers email me about how to calculate investment returns. It seems like it should be a simple task. We all have ready access to our mutual fund and brokerage accounts. These accounts often report a performance measure of some sort. Surely we can bring all of this information into one place to […]

100 Ways to Improve Your Finances (Most in Under 10 Minutes)

Making smart financial decisions is easy if you know where to start. To help, here are 100 ways to improve your finances (most in under 10 minutes). To commemorate the 100th episode of the Dough Roller podcast, I pulled together 100 ways to improve your finances. Let’s get started. 1. Balance your checkbook: Balancing a […]

Should You Consolidate Debt with LendingClub or Prosper?

Debt consolidation can reduce your interest rates and simplify your finances. Two online options to consolidate loans are LendingClub and Prosper. In this article we examine both. LendingClub recently launched a new section of its website that lists statistics about borrowers and lenders. One data point that caught my eye is that about 50% of […]

DR 099: 5 Gotchas with Commissioned Based Brokers

A reader we’ll call Frank recently emailed me about his advisor (we covered part of his email about dividends here). She had placed him in A shares of American Fund mutual funds. This told me he was working with a commissioned-based broker, as these mutual funds charge a sales fee of 5.75% to compensate the […]