Bitcoins and Your Financial Future

The Internet is wonderfully disruptive. Travel websites have all but eliminated the need for travel agents. Online banks ushered in financial institutions without costly bank branches. Amazon walloped bookstores. Netflix killed Blockbuster. Newspapers are dying a death of a thousand clicks. The list goes on. Watching the Internet mow down established industries brings to mind […]


DR 041: A Rare Glimpse into Warren Buffett’s Asset Allocation Plan (including the mutual fund he would pick)

Excerpts from Warren Buffett’s letter to Berkshire Hathaway investors have been released. In the latest excerpt, Buffett talks about investing in mutual funds, of all things. Specifically, in his will he leaves money to his wife in trust. He has provided guidance on how he thinks the trustee should invest these funds. Think he wants […]


Barclaycard Arrival Plus™ World Elite MasterCard® Review (40,000 Miles Bonus)

When I think of a top travel rewards card, the likes of Capital One, Chase, and American Express come to mind. In fact, I carry cards from all three of those card issuers. But a fairly new entrant on the scene is offering some pretty sweet bonus rewards. The Barclaycard Arrival Plus™ World Elite MasterCard® is […]


DR 040: How Best to Use a Backdoor Roth IRA

Even if you exceed the income limits for contribution to a Roth IRA, you may still be able to take advantage of this excellent additional retirement account option. You can work through what’s called a “backdoor Roth,” which basically means that you convert traditional IRA contributions into a Roth IRA. The process gets a little […]


How to Find the Best Prepaid Calling Cards

Google the term “prepaid calling cards,” and you’ll be hit with a dizzying array of options. But when it comes to calling cards, more options may not necessarily be better. In fact, sorting through all those calling cards can be a huge headache, to say the least – especially since many of these cards come […]


DR 039: Mutual Funds vs. ETFs–Does it Really Matter?

Following the conclusion of my 31-Day Money Challenge, I’ve had several people email me about the difference between mutual funds and ETFs (exchange traded funds). A quick review of opinions online may lead some to think ETFs are better than mutual funds. There is a lot of information suggesting, for example, that ETFs are less […]