Down payments require some serious cash. Even a bare-minimum 5 percent down payment on a conventional loan means coming up with about $9,800 for the current median home sale price, listed on Zillow, of $196,100. And that’s before adding in closing costs. You probably don’t want to wait forever while you chip away at a down […]
Today’s low interest rates make buying a home incredibly tempting, especially if you’re being hit with annual increases in rent. But finding money for a down payment can be tough, especially if you don’t have much wiggle room in your budget. One option is to tap your retirement savings. This approach has plenty of pros […]
Are you completely new to the world of credit cards? Interest rates. Cash back bonuses. Credit limits. It can all be quite confusing! This quick credit card guide will get you started in understanding all the credit card basics: Credit Card Pros and Cons As with all other financial products, credit cards have their pros […]
The undisputed best way to get your credit report comes from the only source that’s truly free: AnnualCreditReport.com. It’s easy and free because it’s guaranteed by law. Unfortunately for consumers, getting your credit score is not as easy as obtaining your free credit report. The world of credit scores is still a bit like the […]
Saving a down payment is one of the hardest parts of buying your first home. In fact, about 25 percent of first-time homebuyers get help with a gift from a relative as part of their down payment. There’s nothing wrong with this, but there are some regulations you need to consider as you plan for […]
One of the easiest ways to make money online is to take surveys. There’s little more to it than signing up, filling out a profile, and giving your opinion on ads, products, services and more. The big question is just how much money can you make and how much work is involved. While you probably can’t […]