A Simple Plan to Establish Credit for the First Time

As my children move into adulthood, the question of establishing credit for the first time is arising. Does a bank account affect your credit? Will a prepaid debit card establish credit? Should I get a credit card? As I work through these issues with my children, it seems like a good time to cover this […]


How to Start Your Real Estate Investing Journey: A 5 Step Plan

No doubt you’ve seen the late-night infomercials of snazzy looking gurus sitting by the ocean talking about how easy it is to get into real estate investing – even if you don’t have any money, credit, time, or resources. This image attracts millions of people to spend hundreds of millions on products, training, and more. […]


Citi ThankYou® Preferred Card – Earn 15,000 Bonus Points

Looking for a rewards credit card with no annual fee and the ability to earn points for every dollar spent? Want a card with an introductory 0% APR that lasts for a year? Normally you have to pick a card with either great rewards or a 0% offer. Citi currently offers a rewards card with […]


Five Cool Smartphones Under $100

You do not have to wait for Black Friday or Cyber Monday to get that smartphone you have always wanted. Yes, even if you are on a tight budget, you can still buy a good state-of-the-art mobile phone at a reasonable price. All you need is a little online sleuthing. There are some challenges, however. […]


The Top 8 Alternatives to PayPal

PayPal isn’t the only option for online payments. Here are eight PayPal alternatives. PayPal is the electronic alternative to banking. It is the most popular global online payment facility. Every day, thousands (maybe even millions) of individuals and businesses from different parts of the world use it for a variety of transactions. With PayPal, you […]


How To Buy A HUD Home As An Investor

My sister and I recently bought an investment property together. It’s a HUD foreclosure that we plan to rehab and flip over the next several months. I asked my sis if she would write a series of articles about the experience. She is going to give you all the details down to the penny. Here’s […]