PowerWallet Review: Create Budgets, Track Spending, and Find Deals

Hate logging into all your different credit card, bank, and investments accounts to check on bills, balances, and transactions? Online budgeting tools help solve this problem, and PowerWallet is one of the latest entries to the market. PowerWallet does much of what other online budgeting tools do, but includes additional ways to save money with […]


A Simple Plan to Establish Credit for the First Time

As my children move into adulthood, the question of establishing credit for the first time is arising. Does a bank account affect your credit? Will a prepaid debit card establish credit? Should I get a credit card? As I work through these issues with my children, it seems like a good time to cover this […]


How to Start Your Real Estate Investing Journey: A 5 Step Plan

Photo: thinkpanama No doubt you’ve seen the late-night infomercials of snazzy looking gurus sitting by the ocean talking about how easy it is to get into real estate investing – even if you don’t have any money, credit, time, or resources. This image attracts millions of people to spend hundreds of millions on products, training, […]


Citi ThankYou® Preferred Card – Earn 15,000 Bonus Points

Looking for a rewards credit card with no annual fee and the ability to earn points for every dollar spent? Want a card with an introductory 0% APR that lasts for a year? Normally you have to pick a card with either great rewards or a 0% offer. Citi currently offers a rewards card with […]


Five Cool Smartphones Under $100

You do not have to wait for Black Friday or Cyber Monday to get that smartphone you have always wanted. Yes, even if you are on a tight budget, you can still buy a good state-of-the-art mobile phone at a reasonable price. All you need is a little online sleuthing. There are some challenges, however. […]


The Top 8 Alternatives to PayPal

PayPal isn’t the only option for online payments. Here are eight PayPal alternatives. Photo: zizzybaloobah PayPal is the electronic alternative to banking. It is the most popular global online payment facility. Every day, thousands (maybe even millions) of individuals and businesses from different parts of the world use it for a variety of transactions. With […]