One of the most overlooked tax credits is also one of the best. If you qualify for this credit, the government actually pays you to contribute to your retirement account. It’s called the Saver’s Credit (officially the “Retirement Savings Contributions Credit”), and it’s one you don’t want to miss. The Saver’s Credit is designed to […]
One of the hidden perks of credit cards is price protection. Offered by some of the major card issuers, you are guaranteed the lowest prices on purchases charged to your credit card. Find the item for less within a certain number of days, and your credit card company just may refund the difference. But there’s […]
Don’t pay a shady company thousands of dollars to rebuild your credit score. With our DIY guide, you can do it yourself for free. A reader named Amber e-mailed me recently and asked the following question about repairing her credit: I just settled all of my debt and got my credit score (not good) and […]
Getting the most out of your rewards credit card is easy with these 10 tips Rewards credit cards are a mixed blessing. While they offer the promise of free travel, points, or even cash, at 1 or 2%, most people never accumulate a lot of rewards. It was this realization that caused me to change […]
A Roth IRA for kids is a great way to build wealth and teach children about investing and the power of compounding. The biggest mistake I’ve made investing is a mistake almost all of us have made. The mistake is not picking the wrong investment. It’s not buying or selling at the “wrong” time. And […]
With the holidays approaching, it seems we’re all in a mad dash to our favorite retailers. Between figuring out what to buy for those on our list, to buying the gifts, and then wrapping them, there’s no time to enjoy the holidays. And on top of that, how many gifts will we buy that end […]