Beware the Certified Used Car

The last car I bought was a Certified Used Car. That moniker gave me some comfort about the quality of the car. After all, the car was c-e-r-t-i-f-i-e-d. Surely that means high quality, right? Not so fast. And I should have known better. The car I bought was a 2011 Toyota Camrey Hybrid. It was […]


Should You Refinance from a 30-Year to a 15-Year Mortgage?

Should you refinance from a 30 to 15 year mortgage? The answer might seem obvious. Why not take a lower rate and pay off your mortgage faster? But hold up a second. There’s more to the equation that you should consider. Here, we’ll talk about the factors to consider, and we’ll look at examples of potential […]


United MileagePlus Explorer Card Review

In my weekly column on U.S News & World Report, I wrote about Credit Cards Gone Wild. The article was about how credit card issuers are offering all kinds of crazy bonuses to get your business. I listed many of these offers in an article here on Dough Roller last week about the best rewards […]


What You Need to Know About the Fiscal Cliff

Imagine your finances are in shambles. You’re drowning in credit card debt and not making nearly enough money. So you cut your discretionary spending and get a second job to generate some more income. Most would applaud the responsible steps you are taking to fix your finances. If you are the government, however, we call […]


Citi ThankYou Preferred Card $400 Limited Time Gift Card Bonus

Update: This offer is no longer available. With the holidays approaching, Citi is launching a limited time edition of its Citi ThankYou(R) Preferred Card. With this offer, you can earn up to 40,000 ThankYou points worth $400 in gift cards. Here’s how it works: Earn 20,000 bonus ThankYou points after you make $3,000 in purchases […]


How About a 91% Tax Rate?

Yesterday I read an article written by Paul Krugman that made me hurl. Called The Twinkie Manifesto, the title of the article was the best part; it was all downhill after that. Krugman wants us to return to the day when the top marginal federal income tax rate was 91%. And his argument is as […]