The 35 Best Online Colleges and Universities

Twenty years ago, the only way to obtain a college education was to do it the old fashioned, and expensive way.  Admittance to college came through the submission of an application through the mail (and usually with a check of $50 or more) and after completing your four year, 120 credit degree, you’re provided a […]


My Experience with Nationwide’s Vanishing Deductible

I‘ve had my car insurance through Nationwide for nearly 30 years. While my rates have always been great because of multiple discounts, that all changed when our children started driving. With four cars and two teenagers, we were paying about $500 a month! And that’s even with three cars that are seven to 10 years […]


Is Buying Gold and Silver a Smart Investment?

Two articles were recently published that took contrary views on investing in gold and silver. Both articles, which I’ll discuss in a minute, offer important insight into buying precious metals. Although not in large quantities, I’ve purchased silver American Eagles over the past two years and plan to buy gold American Eagles this year. Given […]


Saturday Night at the Movies: How to Make Impossibly Difficult Decisions (The Matrix)

Saturday Night at the Movies uses great films to explore some aspect of personal finance. Published Saturdays at 7 PM, get your front row seat by subscribing to The Dough Roller. The Matrix is a movie about finding the truth. The Matrix follows a band of freedom fighters as they battle a surreal establishment with […]


Where and How to Refinance an ARM into a Fixed Rate Mortgage

Welcome to our week-long series on refinancing your mortgage. In this last of five articles, we look at when and how you should refinance from an adjustable rate mortgage into a fixed rate loan. Adjustable rate mortgages are a two-edged sword. You get an initial mortgage rate lower than what you’d find on a fixed […]


7 Obstacles to Refinancing Your Mortgage (And How to Overcome Them)

Welcome to our week-long series on refinancing your mortgage. In this fourth of five articles, we look at some obstacles to refinancing and how to overcome them. With current mortgage rates at historic lows, refinancing your home loan can be a really easy way to save a bundle of money. Unfortunately, there are a number […]