Official 2011 Income Tax Brackets

With 2011 about to come to a close, my mind always turns to taxes. For the 2011 tax year, tax returns will be due April 17, 2012 (April 15, 2012 falls on a Sunday and April 16, 2012 is Emancipation Day in the District of Columbia). So I thought it would be helpful to pull […]


Comparison of Layway Plans from 5 Major Retailers

Is layaway smart? According to Senator Charles Schumer (NY) layaway programs are deceptive and misleading. Senator Schumer is prepared to take on layaway programs with the same force that he used to take on the credit card companies. Schumer is the one who put the legislation in place that now requires credit card companies to […]


Why I Invoice Clients Online Using FreshBooks

There are certain aspects of running an online business that are really tedious. Bookkeeping is one of them. Each month I invoice about six clients. While that doesn’t seem like much, it’s frankly a real pain. Until recently, I used QuickBooks to generate the invoice and track payments. The problem is that QuickBooks is a […]


What To Do When Your Check Engine Light Comes On

Seeing any warning light on our vehicles can drive someone straight into panic mode. Here’s how to stay calm and know exactly what to do if you see your check engine light turn on. We recently bought a car for our kids to drive. It’s a beauty, too. We’re talking a 2004 Mercury Sable with […]


Credit Card Minimum Payments will Maximize Your Financial Pain

The minimum payment required on a credit card is a lot like the three Sirens of Greek mythology. Part human and part bird, the Sirens lived on a rocky island in the middle of the sea. They sang so beautifully that passing sailors couldn’t resist getting closer, with disastrous results as their ships smashed into […]


Best Digital Camera Bargains for 2011

I have a love-hate relationship with digital cameras. Having owned several, including my current Nikon D-70 that I got for Father’s Day a few years ago, I speak from experience when I say that when it comes to getting that critical family shot, what can go wrong, will go wrong. Just this week I messed […]