Will Multiple Balance Transfers Hurt Your Credit?

A reader named Laura e-mailed me this week with a question about balance transfer offers and credit scores: Does “jumping from card to card” with balance transfers hurt your credit? A Quick Recap of Balance Transfer Credit Cards It’s a great question. But before getting to the answer, let’s put the question into context. Cards […]


The Unemployed Need Not Apply!

Imagine being out of work and desperately looking for a job. You come across a job opening that matches your experience and skill set perfectly. But there’s just one big honking problem. The ad says that the “unemployed need to apply.” What?!? (Source: NYtimes) And apparently this is a much bigger problem than you might […]


McDonald’s Monopoly Game is Back!

The McDonald’s Monopoly game starts today (September 27, 2011). I’ve been a big fan of this game ever since McDonald’s first launched this marketing juggernaut in 1987. So this year I thought I’d give you everything you need to know about the game, including how to play online, how to get free game pieces and […]


Just Locked In a 3.75% Fixed Rate 30-Year Mortgage

My wife and I refinanced our mortgage earlier this year. We had a 30-year fixed rate loan at 5.625%. We refinanced with no points to a 30-year fixed rate at 4.875%. I was convinced at the time that we would never refi our mortgage again. Boy was I wrong. In fact, just last week we […]


List of Daily Deal Sites

Over the past year or so “daily deal” sites have proliferated. Perhaps the most newsworthy daily deal site is Groupon, which Google tried to purchase last year for $6 billion. Groupon declined. These deal sites typically fall into one of four categories: Local Deals: Sites like Groupon and Living Social offer daily deals from local […]


My Experience with a 401K Rollover

I recently changed jobs. And as part of the transition, I decided to rollover my 401k from my old employer to a rollover IRA. My 401k was with Fidelity, and my plan was to move it over to an existing IRA at Vanguard. In this article I want to walk through the reasons I made […]