Avoid Paying Unnecessary Car Insurance

I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen.  I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage.  […]


How Low Can Online Savings Account Rates Go?

If you’re one of the millions of Americans that have money tucked away in online savings accounts, you’ve probably noticed over the last 30 months, the slow and steady decline of your savings account rate.  Just a few years ago, 5% APY was a common savings account interest rate and online savings accounts were one […]


Wipe Out Credit Card Debt With This Free Tool From Mint.com

One of the greatest feelings of financial freedom is the day you pay off all of your credit card debt. It’s also one of the hardest things for many to accomplish. In fact, a study by the United States Department of Justice found that 90% of no-asset non-business Chapter 7 filings had credit card debt, […]


Citi Forward Card Review

When I was in college, I remember a time when I signed up for a credit card because I received a really cool t-shirt.  I don’t own the shirt anymore, and I don’t own the debt I incurred with that credit card either but for a while, I spent a lot more than I could […]


The Best 5-Year CD Rates in 2017

The best 5-year CD rates offer investors a good APY return, without risk so long as the bank is FDIC insured. We cover the best yields on long-term CDs. If you’ve taken a look at deposit interest rates lately, you’ll notice a trend over the past two years that simply cannot be broken. It seems […]


Will Gas Prices Hit $5 a Gallon In 2011?

In an article released earlier this week by the Associated Press, it was estimated that gas prices could fall by more than 50 cents a gallon this summer.  While this is certainly welcomed news, it doesn’t suggest just how high has prices can become by the end of the year.  During a typical year, gas […]