Avoid Overspending During the Holidays

With Memorial Day wrapped up, Americans are getting ready to head back to work.  For many, the next day to look forward to is Independence Day, which happens to also fall on a Monday this year.  A few years ago, when I was working the nine-to-five lifestyle, I used to mark my calendar with all […]

Penny Auctions Are Scams

A little over a year ago, I wrote an in-depth review of Swoopo, the most popular and well advertised penny auction website around.  Swoopo had an excellent interface and design and by all accounts was making millions of dollars a month for doing almost nothing at all.  A few months ago however, Swoopo was taken […]

Save Money On Car Insurance Using Progressive Snapshot

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper […]

Lending Club Investment Strategy (Update)

You may recall that back in March I wrote about how my returns with Lending Club were below average. I had devised a strategy to improve my Lending Club rate of return that involved buying notes on the secondary market at a discount. I thought it was time for a performance update and to share […]

Avoid Paying Unnecessary Car Insurance

I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen.  I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage.  […]

Wipe Out Credit Card Debt With This Free Tool From Mint.com

One of the greatest feelings of financial freedom is the day you pay off all of your credit card debt. It’s also one of the hardest things for many to accomplish. In fact, a study by the United States Department of Justice found that 90% of no-asset non-business Chapter 7 filings had credit card debt, […]