ING Electric Orange Checking Account $50 Bonus

Update: Capital One 360 has purchased ING Direct. ING Direct has always been a fan favorite of consumers, and it’s easy to see why.  ING Direct interest rates are always in the top 5% nationwide, and from time to time, this bank is willing to attract new business by offering a cash bonus.  Earlier this […]


20 Great Mother’s Day Gift Ideas Under $50

On Sunday, May 8th, we will celebrate the 100th official Mother’s Day.  Once a year, mothers across the country are recognized as the most important people on the planet and even though any mother will say it’s the thought that counts, you and I both know that’s not how it really works. Buying something for […]


What is Adjusted Gross Income (AGI)?

If you’ve read a bit about personal finance, chances are that you’ve heard the term Adjusted Gross Income (AGI). A fair bit of tax considerations are based on AGI, so it’s well worth familiarizing yourself with the term. Here’s a quick introduction to AGI and when you might need to consider yours. Calculating Adjusted Gross […]


How to Qualify for an FHA Mortgage

My sister recently purchased a home. She was able to get a low mortgage rate and a great deal on the home such that her mortgage payment is less than the rent she was paying. And the home loan was an FHA mortgage. So I thought it would be a good time to cover FHA […]


How Will a Government Shutdown Affect Workers?

Our government is currently entrenched in a game of chicken, with both political parties staring each other down to see who blinks first. At stake is the passing of a spending bill, which is essential to keep our government running without interruption. If no agreement is reached by April 8th, then the government will not […]


What is IRS Tax Form 4137?

Although many outside of the service industry are unaware, employees are required to report cash and charge tips to the IRS. Employers then account for the tip in their tax accounting and withholding. Employees are required to issue a written report during any month in which they receive $20 or more in tips. If an […]