Everything You Want To Know About Annuities

An annuity is an insurance product by which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities can be used as part of a retirement strategy as many retirees want to receive a steady stream of […]


Economics 101: What is Inflation?

Inflation, simply put, is the rise in the price of goods over a period of time. When grandparents recount how little bread or cars cost when they first began working, they’re talking about the phenomenon of inflation. Many things can drive up the costs of certain goods in the short or long-term and inflation refers […]


What is IRS Tax Form 8829?

If you have a small business, you know that taxes can make up a large portion of expenses. That’s why it’s crucial to take advantage of every tax deduction you qualify for. If you use a portion of your home as your principle place of business, you can deduct certain expenses from your taxable income. […]


Lower Your Credit Score With These 5 Bad-For-You Habits

Getting your credit score above that coveted 800 mark is a tough road. It takes a lot of hard work and dedication to slowly build your credit score into something you’re proud of. For anyone not looking to obtain an excellent credit score, allow me to offer you five easy ways to ensure your credit […]


FNBO Maximum Rewards Credit Card Review

There are a plethora of reasons why a consumer would decided to sign up for a credit card.  One might be a great rewards program, that ensures the maximum amount of money saved with each purchase.  Another reason could be a low interest rate, so rollover balances don’t cost an arm and a leg.  No […]


Visa Black Card Review and Requirements

Sometimes consumers purchase things as status symbols rather than for reasons of need.  For example, you might be shocked to know that a Mercedes and Toyota are made of pretty much the same parts.  Yes, there are advantages to buying a Mercedes, such as performance and appeal. However, when you break down the value, I […]