Becoming a US Citizen Isn’t Cheap!

At one time or another, we all take our American citizenship for granted.  Sometimes it’s easy to forget that many people are struggling right now to become a part of the United States.  Aside from the travel costs associated with reaching the US, the process of becoming an American citizen can be quite expensive.  From […]


What is Your Vantage Score?

In case you aren’t confused enough by the multitude of different credit reporting companies and credit scores, here is one more to contemplate: the VantageScore.  This score was created by a combined effort of the three big credit bureaus—Experian, TransUnion, and Equifax.  Although the VantageScore has been around since March of 2006, consumers tend to […]


Everything You Want To Know About Annuities

An annuity is an insurance product by which you make a lump-sum payment or series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately or at some future date. Annuities can be used as part of a retirement strategy as many retirees want to receive a steady stream of […]


Economics 101: What is Inflation?

Inflation, simply put, is the rise in the price of goods over a period of time. When grandparents recount how little bread or cars cost when they first began working, they’re talking about the phenomenon of inflation. Many things can drive up the costs of certain goods in the short or long-term and inflation refers […]


What is IRS Tax Form 8829?

If you have a small business, you know that taxes can make up a large portion of expenses. That’s why it’s crucial to take advantage of every tax deduction you qualify for. If you use a portion of your home as your principle place of business, you can deduct certain expenses from your taxable income. […]


FNBO Maximum Rewards Credit Card Review

There are a plethora of reasons why a consumer would decided to sign up for a credit card.  One might be a great rewards program, that ensures the maximum amount of money saved with each purchase.  Another reason could be a low interest rate, so rollover balances don’t cost an arm and a leg.  No […]