What is IRS Tax Form 2290?

If you are required by law to register a highway motor vehicle with a gross weight of 55,000 pounds or more, that means becoming familiar with Form 2290. Most filers of this form will be corporate or business entities of some sort, as few individuals own these sorts of vehicles. Form 2290 is used to: […]


Why You Might Have the Wrong Credit Card

If used correctly, a credit card in the right hands can be a very effective personal finance tool and you can take advantage of many different credit card types. For example, big spenders can benefit from generous rewards cards, whereas those trying to pay off debt can capitalize on low credit card interest rates. With […]


How Financially Fit is Your Insurance Company?

Whether we like it or not, insurance companies are a very important part of our lives. Depending on the coverage one buys, we rely on insurance to cover loss on our cars, homes, health, and life. Basically, we look to insurance to protect some of the most important and most valuable aspects of life. And […]


You Wouldn’t Dare Borrow Money From Your 401k Would You?

I generally regard financial advisers to be smart people when it comes to money. Since they almost universally warn against taking out a loan against a 401k plan, I tend to think they must know what they’re talking about. Recently, however, research has come out indicating that borrowing money from your retirement account can actually […]


You Might Not Have to File a Federal Tax Return This Year!

This might come as a surprise to some readers, but you might not have to file a federal tax return, even if you earn a regular income.  The IRS indicates that each year many people file tax returns who aren’t actually required to do so.  Whether or not you have to file a tax return […]


Zions Bank Review

Before you, your parents or your grandparents were born, a small bank opened their doors in the Utah Territory called Zion’s Savings Bank and Trust Company.  The date was July 10, 1873 and even though the name was new, Zions secured more than $5,000 in deposits during day one.  In the 138 years that have […]