Top 7 Finance and Productivity Apps for the iPad

For my third and final purchase with American Express Rewards Points, I splurged and bought the iPad. When the iPads first came out, I decided pretty quickly that I didn’t need or want one. Even though I’m a Mac addict, I just didn’t see the use for an iPad given that I carry a MacBook […]

Charity Spotlight: Teen Challenge USA

Teen Challenge was founded in 1958 by David Wilkerson, a pastor for the Assemblies of God. Wilkerson founded the organization to work among teenage gang members and socially-marginalized people in New York City. From its humble beginnings in Brooklyn, New York, today, the organization, a 501(c)3 nonprofit, has grown to include approximately 200 independent centers/ministries […]

Three “No Brainers” Many New Entrepreneurs Fail to Realize

This guest post comes from good friends who created and are now marketing a game that helps young children learn to read. My wife and I consider ourselves well educated business people. We collectively have 25 years of real world business experience. Yet, when we began our entrepreneurial adventure to create sight word games, we […]

The Disappointing Status of Social Security

As part of the recent tax deal, President Obama has proposed a 2% reduction of the Social Security payroll tax. With this change, a worker making $50,000 in wages would bring home about $1,000 extra over a year. But this also means smaller revenues for the Social Security Administration. Employees currently pay 6.2% of wages […]

Collecting Money From Family and Friends is No Easy Task

Lending money to family and friends is usually a complicated situation and one that most people try to avoid at all costs.  What? You mean you’ve already lent it? In that case, collecting on that loan really comes down to the type of relationship you have with the person and how serious you are about […]

You Have Many Choices When it Comes to CD’s

Certificates of Deposit, otherwise known as CDs, commonly offered by banks, thrift institutions and credit unions are used by consumers who have no immediate plans for their cash yet want to benefit from a higher yield for their money than other FDIC-backed investment vehicles would offer.  As a result of its FDIC status, CDs are […]