Charity Spotlight: World Vision

World Vision began with the vision of Reverend Bob Pierce, who came across an orphaned child on a trip to China. At this time, the Reverend Pierce agreed to send $5 each month to the caretaker of the orphaned girl to help with her expenses. After this point, Reverend Pierce began building the idea of […]

Nothing In Life is Free – Except for These Things!

There’s no doubt that the holiday time will leave most of us with a noticeable hole in our wallets. Accordingly, as we start the New Year and the economy continues to remain sluggish, many of us will be searching out the best bargains we can find. Have no fear! It’s possible to get more than […]

Your Guide To Paying Bills With ACH Transfers

When you make check payments online, you initiate an ACH transfer. That ACH transfer takes money from your account and transfers it to your creditor. Here’s how ACH transfers work and how you can use them. In 1972, a group of California banks established the Automated Clearing House (ACH). A collaborative effort with their regional […]

Hedge Fund This and Hedge Fund That …

A “Hedge Fund” is a general term that was originally used to describe a type of private, unregistered investment pool that utilized sophisticated hedging and arbitrage techniques to trade in the corporate equity markets. In English: this type of fund is a pooled fund, similar to a mutual fund, that uses more sophisticated – and […]

Generation Earn by Kimberly Palmer

Generation Earn is a unique personal finance book aimed at the younger generation. Written by Kimberly Palmer, this book can help young people get on the right financial track. Kimberly Palmer, an editor at U.S. News, recently published a personal finance book called Generation Earn. Although the book is geared toward young adults, I found […]

What is IRS Tax Form 5695?

You may have heard much talk about tax credits for energy saving improvements made to your home. A number of improvement costs can be credited against your annual income tax liability, provided they were for your main home located in the United States. You may be able to take a credit for up to 30% […]