How the SBA Microloan Program Can Help Small Businesses

The Small Business Administration (SBA) Microloan Program is used by small businesses and local entrepreneurs as well as non-profit child care centers for working capital needs, the purchase of inventory, supplies, furniture, fixtures, machinery and/or equipment. This program, in particular, supports under-served or un-banked markets, including borrowers with minimal credit history, low-income borrowers, and women […]

7 Personal Finance Books That Can Change Your Life

“Books are the quietest and most constant of friends; they are the most accessible and wisest of counselors, and the most patient of teachers.”–Charles W. Eliot. As the holiday buying season gets underway, I thought I’d share those personal finance and investing books that have been my best “friends,” “counselors,” and “teachers.” If followed, these […]

Best Side-Money Making Gigs on Craigslist

If you’re like most people, the idea of generating supplemental revenue for your household balance sheet is not a bad idea. Getting a second job is a very common way to make a little extra cash to help with bills, save money to reach your goals faster or pay off any outstanding debt. A good […]

COBRA Insurance Just Isn’t Worth The Cost

On June 1st of 2010, the decision was made to end the COBRA subsidy, which effectively increased the health insurance payments of all unemployed individuals by 65%.  This news, while unfortunate, was just another article I had written.   However, a recent development has shown me first hand, just how unaffordable COBRA health insurance is for […]

Investing Lingo 101: What is a Short Sell?

Photo: Ian Muttoo Imagine you knew someone wouldn’t be using their car for six months, and that they were willing to loan it to you for a small fee, so long as you returned them the same make and model six months later. You take the car, sell it, and buy another back in time […]

3 Differences Between a Money Market Account and Savings Account

If you’ve been considering a money market account over an online savings account because of the slightly higher interest rates, then you may be confused as to the differences between them.  MMAs and savings accounts are very similar, but there are a few key differences you’ll need to know about if you open up an […]