Why Do Different Credit Bureaus Have Different Credit Scores?

As if understanding the complex scoring model that generates our credit scores isn’t difficult enough, we then have to understand why, depending on the credit reporting agency, our credit score is different. As we discussed in a previous article, the three major credit reporting agencies, Equifax, Experian and TransUnion have different names for their credit […]

Use SitterCity.com to Find a Quality Babysitter

Picking a babysitter or nanny can drive even the calmest of parents up a wall. The stress level of  trying to find a person to trust your children with is enormous. More, you’re going to invite this person to leave them in your home. Many nannies and long-term sitters can become surrogate family so the […]

Driving Slower Can Save You Money!

You may hear friends say that the faster you go over 55, the much less efficient your vehicle will become. “Driving at 75 miles per hour takes twice as much gas! Slow down!” That’s a bit of an exaggeration, but the concept holds true. Every vehicle has a particular spot at which it burns the […]

What is Tax Form 1040 Schedule L?

As you may know, every taxpayer is allowed to take a standard deduction, or to itemize their deductions if it will more greatly reduce their tax obligation. Some taxpayers have many deductions that can add up to more than the standard deduction. This is particularly true for homeowners, whose deductible mortgage interest can add up […]

How To Budget Appropriately This Thanksgiving

Thanksgiving is fast approaching, and no one can deny that the preparation of this meal is a labor of love. Families all over the United States spend hours beforehand preparing the Thanksgiving Day menu, shopping for the food at the grocery store, and preparing the meal in the kitchen. However, not only is the Thanksgiving […]

Your Credit Score: When Good Enough Will Do

In life, some high numbers matter more than others. A higher SAT score may get you that scholarship or that coveted spot at your chosen university. A higher salary is very rarely a negative. And having ended the game with the highest number on the scoreboard makes your team the winner. Having a really high […]