Social Security Benefits Flatlined Until 2012

Social security, first passed in 1935 as part of Franklin Delano Roosevelt’s New Deal, encompasses a host of social insurance programs, including well-known federal benefits such as temporary assistance for needy families, unemployment insurance, Medicare, Medicaid, and the State Children’s Health Insurance Program. In common parlance, however, Social Security is usually used to refer to […]

The 10 Largest US Bankruptcies

It’s a sad fact of the free market: sometimes companies, even very large ones thought to be impervious to the perils of the market, fail. Some are subsumed into other businesses via buyouts, once market trading reduces a company’s value to a price favorable to other companies. Many, however, wind up filing for bankruptcy. Here’s […]

How Do Partial Balance Transfers Work?

Balance transfers have saved many a consumer from paying high interest rates on their credit card balances. In fact many consumers jump from credit card to credit card taking advantage of the 0% balance transfer promotions that many cards offer. With a balance transfer, the consumer is essentially transferring a full or partial balance from […]

What is Tax Form 1040 Schedule E?

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How Does Debt Consolidation Affect Your FICO Score?

In its most general definition, debt consolidation is when a company or individual takes out one larger debt in order to pay off several smaller ones. A company might do this if it took out several small loans to finance growth and now finds interest rates lower than they were for the original loans. Most […]