The 10 Most Expensive Homes in the World

During a time when many of us are struggling to make monthly mortgage payments, the idea of living in or maintaining one of the world’s top ten most expensive homes is difficult to fathom.  Nevertheless, for ten “lucky” individuals, their homes serve as their playgrounds, boasting luxuries and unique amenities.  Below is a brief description […]

What is Social Security?

Have you ever wondered how Social Security works?  It’s actually a somewhat complex system established by the 1935 Social Security Act due in part to the Great Depression.  President Franklin D. Roosevelt wanted the Federal Government to assist the elderly during their retirement years and establish aid for the disabled and survivors benefits for spouses […]

How I Survived a Gambling Addiction

If you’ve read around other personal finance blogs, you can sometimes catch a glimpse into their lives with a sentence here and a sentence there, but the best post I’ve ever read was written by Lazy Man and Money.  One day, for whatever reason, he decided to tell his mother for the first time what […]

Thinking of Refinancing? Better Read This First

With mortgage rates at historic lows, we’ve been looking into refinancing our home loan. We have 24 years left on a 30-year fixed rate mortgage at 5.625%. I called Wells Fargo and for what’s called a super conforming loan, we can refinance down to 5% for 30 years. So should I refinance or not? The […]

The 10 Most Expensive Colleges and Universities

College tuition is becoming more expensive everyday.  I can remember attending a private institution just 8 years ago for what was then the ridiculous amount of $35,000 per year (including room and board).  Now-a-day’s, $35,000 a year is closer to an average out-of-state tuition, rather than a private school’s tuition. With unemployment soaring and some […]

The Lost Art of Garage Sales

With the advent of the Internet, sites like eBay, Craigslist and FreeCycle have made garage sales something of a relic. Yet none of them replace picking through another person’s discards on a Saturday morning after your second cup of coffee or your first, depending on how eager (and competitive) you are. Garage sales were a […]