Review of Life or Debt 2010 by Stacy Johnson (and Giveaway)

Over the past 6 months or so I’ve been super-focused on paying down my debt. My goal is to be down to just my mortgage this time next year. Although all of our debt is “good debt,” the fact is it limits our options in significant ways. And that’s why the book, Life or Debt […]


The Pros and Cons of Credit Cards and Charge Cards

On the surface, a credit card and a charge card look and function the same way.  In reality, charge cards have significant differences to traditional credit cards and those difference are significant, particularly if you are trying to control your spending and debt. Since the passage of the Credit Card Act, charge cards have grown […]