Is Renter’s Insurance Worth the Cost?

Hoping one day soon to own a home, I have been renting apartments for the last 7+ years.  The renting first started when I moved to Miami for school and has continued well after I’ve graduated.  With my credit not in the best of shape, renting has been my only housing option and one that […] Review

Last month I had the chance to meet some folks from I found out that the company is based in Ohio (go Buckeyes!) so it must be a first rate organization. Anyway, as I mentioned a while ago, Nationwide recently jacked up my auto insurance rates. I’ve been a customer of Nationwide for more […]

Are Discount Health Plans a Scam?

Health insurance is expensive. And if you are shopping for individual health insurance, you know it can be really expensive. Add to that pre-existing conditions, and the price can be outright ridiculous. And that’s why the following claims can be really enticing to those looking for health insurance: Affordable Health Care Plan Pre-existing conditions? No […]

What is an Insurance Bureau Score?

You’ve undoubtedly heard of a FICO credit score. We’ve talked about credit scores in the past, including how to improve your score and how to get your FICO score. But what you may have never heard of before is your Insurance Bureau Score. If you have a credit score, you have an insurance score, too. […]

Should a Credit Card Act as Your Emergency Fund?

It’s a commonly accepted rule of personal finance that one should save 3 to 6 month’s worth of expenses in an emergency fund. Reserved for true emergencies, the conventional wisdom dictates that you stash your cash in a high rate savings account or maybe a short-term high yield CD. The key is to have ready […]

How To Pick a Winning Bond Fund

Many investors don’t pay much attention to the bond portion of their portfolio. And that’s not surprising. A Bond fund isn’t very exciting. I suspect most investors’ reasoning goes something like this: If I pick a winning stock fund, my results improve dramatically. If I pick a winning bond fund, my results improve by what, […]