LendingClub’s LendingMatch: An Easy Way to Invest in P2P Loans (Video)

With interest rates so low on CDs and savings accounts, I’ve been more and more focused on investing in p2p loans on LendingClub. Starting this month, I’m adding $100 to $200 a month to my account, and investing it in new loans. To make this process simple, I use a LendingClub tool called LendingMatch. LendingMatch […]

Balance Transfer Smackdown: 0% for 6 Months vs. 3.99% for 12 Months

0% balance transfer offers are becoming harder and harder to find. In part due to the passage of the Credit Card Act of 2009, the length of 0% offers has diminished, while balance transfer fees have gone up. Earlier this year, it was easy to find a 0% balance transfer offer for 12 months, for […]

Get Cheap College Textbooks Online with CourseSmart.com

Having spent 7 years in college and law school, I can testify to the fact that there are three major problems with college textbooks: (1) they require the harvesting of a lot of trees to produce, (2) they are a pain to cart around, and (3), they cost a fortune. At least one company, CourseSmart.com, […]

A Free Resume Template Site from Microsoft

Trying to create a resume from scratch can be a real chore, particularly if you’ve just been laid off. We’ve written in the past about free resume templates that can help you develop a professional looking resume. Microsoft has updated its site that provides literally hundreds of free resume samples and templates. And the site […]

Will the ‘Real’ FICO Credit Score Please Stand Up

Earlier this week we took a look at how to get your free credit score from myFICO. Operated by the Fair Isaac Corporation, the creator of the FICO credit score, it offers consumers a free credit report and FICO credit score when they sign-up for a 30-day trial of Score Watch. The FICO credit score […]

How to Read a HUD-1 Settlement Statement

If you are about to purchase or refinance a home, then you will be faced with the task of reading and understanding a HUD-1 Settlement Statement. A HUD-1 Settlement Statement is provided by a mortgage lender or broker as required by the Real Estate Settlement Procedures Act (RESPA). The HUD-1 itemizes the costs and fees […]