Treat Your Personal Finances Like A Business

This is a guest post from Pinyo, the author of Moolanomy Personal Finance. His blog covers a wide variety of personal finance topics including income building, smart spending, investing, and financial planning. If you like this article, please consider subscribing to his blog. What are the three most important numbers in the business world? While […]

Review: 10,001 Ways to Live Large on a Small Budget

Writing a book about ways to save money is tricky business. While some folks wash a zip-lock bag to reuse it, others feel a sense of accomplishment when they limit take-out to three times a week. How do you appeal to both crowds? The truth is, you don’t. But what you try to do is […]

Wicked Cool Debt Reduction Calculator (and it’s free!)

This week I stumbled upon a really useful (and free) debt reduction calculator. It’s built using Excel, and it can be used with either Excel or Open Office (a free suite of office software). I’ve been using it all week, trying to figure out when we’ll be debt free. I can personally vouch for the […]

Should You Stop Saving for Retirement to Pay Off Debt?

Last week I published an article called Dave Ramsey Unleashed. I learned long ago that any post about Dave Ramsey will receive a passionate response from readers. Those that follow his financial teachings do so with “gazelle like intensity,” as Dave would say. One response that I received in both comments and email is that […]

Lies, Damn Lies, and Personal Finance

A co-worker recently sent me an article written by Helaine Olen entitled, The End of Personal Finance–Decades of advice turn out to be so much garbage. Published on Slate’s The Big Money site, the article received kudos from an unlikely source,, in a guest post written by Douglas Rushkoff, author of Life, Inc. due […]

Guess What Balance Transfer Credit Cards Are ‘Up To’

In the past, some of the key terms for 0% balance transfer credit cards have been the balance transfer fee and the duration of the no interest rate introductory period. Recently, however, a new and important term has crept into balance transfer offers. The term is “up to.” While it may seem innocent enough, the […]