Is Budgeting Keeping You Poor?

It was the budget, with the spreadsheet, in the library–That’s who killed your finances. The dictionary defines a budget as “an estimate, often itemized, of expected income and expense for a given period in the future.” Budgeting, the quintessential money management tool, should identify where we spend our money so that we can make better […]

The Power of a Dream

This is a guest post from Mrs. Dough, my better half. When DR started blogging, I suggested we do something with part of the income to help others in need. DR asked me what our goal should be. Frankly, I wasn’t sure why we needed a goal. Blog. Make money. Give some of it away. […]

Beware of Bank Overdraft Protection Fees

Bank overdraft protection programs, at first glance, seem like a great safety net to have in place. Should you overdraw your checking account, an overdraft protection plan can kick in to cover the shortage. And because the bank cleared the check, you avoid insufficient funds fees that can hit $35 and the embarrassment and headaches […]

How many light bulbs are in your home?

Have you ever wondered just how many light bulbs you have in your home? Have you ever counted? Not counting the bulbs in our refrigerator, we have 104 light bulbs on the first floor of our house alone. So why am I counting light bulbs? Am counting light bulbs because beginning in 2012, the all […]

Get Your Green On–13 Energy (and Money) Saving Gadgets

As many of you know, in addition to The Dough Roller, I also blog about green products over at Energy Saving Gadgets. It’s a lot of fun because I love gadgets and the science of reducing our impact on the environment. The technology that is available today is quite remarkable, and many green gadgets can […]