Credit Card Fees and Fine Print – What’s in your wallet?

Credit card companies are masters of marketing. From cash back to travel rewards, and 0% introductory rates to gas rebates, credit card companies have turned a once fledgling industry (remember MasterCharge?) into a multi-billion dollar juggernaut. While taking advantage of credit card rewards can be a financial boon, care must be taken that fees and […]

My Investments and Online Income (June 2008)

June 2008 was a difficult month for the stock market. Along with the market, my investments were down significantly. For the year my investment portfolio is down about 10%. On the bright side, my online income held steady. Here are all the details of both my investments and online income. Topics: Investing

Do you change your investment strategy in a falling market?

I read with dismay the following from an “investment professional” in yesterday’s Washington Post: Now is not the time to drink the “buy and hold” investment strategy Kool-Aid. Be conservative, limit your risk–and sleep well knowing your investment principal is not going to continue to decline. The comment was in response to the following hypothetical […]

Anatomy of an Optimized WordPress Blog

Building an optimized WordPress blog is a critical step to making money online. Whether you intend to build a mini site focused on a narrow topic, an authority blog that covers a broad range of subjects, or a site to promote your small business, creating a site architecture that search engines will love is a […]

Roth 401k — Why these retirement plans may be bad for your wealth

Let’s get right to the point. Saving for retirement in a Roth 401k likely will leave you with less money in retirement than if you had invested in a traditional 401k. There are some exceptions to this rule. For example, a Roth 401k may be the right choice if you make more than $1 million […]

0% Balance Transfer for 15 Months

Update: The Citi® Platinum Select® MasterCard® use to offer a 0% balance transfer for 15 months. Now the offer is even better. Citi now offers 0% on balance transfers for 18 months and 0% on purchases for 12 months. This is by far the best balance transfer deal currently available. You can check out full […]