The Dough Roller to donote 50% of its revenue to charity

My wife and I had an interesting conversation over the holidays. Out of the blue, my wife suggested I donate all of the revenue that this site generates to charity. My immediate response was what would be the point of building this site if I gave EVERYTHING to charity. I started The Dough Roller for […]

Alternative Minimum Tax (AMT) may delay 13.5 million tax refunds

In December, Congress passed a one-year “patch” to the Alternative Minimum Tax (AMT). The patch will save nearly 23 million taxpayers about $2,000 in taxes. Most of these savings will go to those earning $172,000 to $455,000, although those earning $84,000 to $121,000 will save an average of $,1425. So what’s the problem? Congress acted […]

A Helpful 401(k) & IRA Rollover Chart from the IRS

That’s right, the words helpful and IRS sometimes go together. The IRS has produced a chart showing whether a rollover between 401(k), 403(b), 457(b), IRA, Roth IRA, SEP IRA and SIMPLE IRA accounts is permitted. Clicking on the chart or here will download a pdf version of the chart. The chart includes hyperlinks to additional […]

My Annual Investment Portfolio Tune-up: Asset Location and Donor Advised Funds

Asset Location involves allocating mutual fund investments across taxable, tax-deferred and tax-free accounts in a manner that minimizes tax liability. If all of your investments are in the same type of account, a traditional 401(k) for example, then asset location is not an issue. If you also have investments in a taxable account, however, then […]