Pulse: A Free Online Cash Flow Management Tool for Small Business
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If you are planning to start a small business or are already running one, a free online cash flow management tool may be just what you need. Enter Pulse. As described by the company, Pulse “is a web-based cash flow management tool that allows you to easily monitor the heartbeat of your small business - your cash.” The main cash flow page allows one to view their income and expenses for the past 8 months. Pulse also lets users track potential income based on the likelihood of receiving the future income.

Features of Pulse include:
- Organize income by companies and projects
- Organize income and expenses with categories
- Company income history
- Recurring income and expenses
- Multiple user support (to share with investors, co-workers, etc…)
- Potential sales/income tracker
Here’s a screen shot of the main cash flow screen:

Sign up is free and takes about 30 seconds (according to Pulse).










8 Comments, Comment or Ping
Kevin @ Change Your Tree
I’m going to sign up and try this out right now–looks very promising from the description and screen shots.
Thanks for the heads up.
Dec 3rd, 2007
DR
Kevin, please let us know what you think of Pulse.
Dec 3rd, 2007
shelly
how’s priceAmbush.com as a money management service?
–shelly
Dec 5th, 2007
DR
Shelly, thanks for the tip. I’m not familiar with priceAmbush, but will definitely check it out.
Dec 5th, 2007
Thibaut
I’ve tried pulse and it’s definitely too basic.
OK, there are categories, but you can’t display any stats or graphs about these categories.
VAT is not handled, nor deductibility percentage of expenses (I’m thinking about freelancers using this product, for example in my country I can deduct 100% of my hardware expenses but only 75% of my car expenses), no projection of real incomes after taxes, and so on…
In fact, I don’t really see the point of this app… An Excel spreadsheet will be much more useful and accurate. OK the spreadsheet won’t be online but it could using any hosting service (download, edit, reupload). It won’t be accessible by several people (but who cares? In a company, only one person handles the cash flow!)
The idea is good, but come on… this is not for a “small business” but a tiny business!
Dec 10th, 2007
Sean Goss
Great stuff! This is the kind of tool that every small business needs.
Jun 18th, 2008
Nicky Enriquez
I’d like to try out the tool please. Thanks.
Aug 14th, 2008
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