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Photo Credit: bowenaThank you for taking the time to subscribe to The Dough Roller newsletter. You will receive an email from me (DR) to confirm your subscription. It is important that you click on the link in the email to confirm your subscription. Also, please add our email address to your email address book. This will ensure that your receive our weekly newsletter. If you are having trouble finding the confirmation e-mail, check your spam or junk folder, because sometimes the e-mail ends up there!
Each week in your e-mail in box you’ll receive our Newsletter filled with useful tips on how to make more, spend less, and invest the rest. Every newsletter will include a link where you can unsubscribe, and it’s my job to make the newsletter so useful and interesting that you never even think about clicking the unsubscribe link.
Remember to confirm your subscription by clicking on the link in the confirmation email you should have received by now. Once confirmed, I’ll send you a follow-up email containing a link for you to view and download 99 Painless Ways to Save Serious Money. I hope you find the book useful. And if you have any questions or comments about the book or this site, you can reach us at the e-mail address in the top right sidebar.
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can’t wait to get a hold of this copy… I’m 52 years old; earning a teacher’s salary doesn’t go too far in this economy
Charito,
The teachers in AK make between $35 & $48 per/hr. not counting extended contracts, etc. If you work in a bush community, it’s even better. Maybe you should move here…it’s just a “little” cold in the winter, no bid deal.
Charito, have you ever compared your salary to one for a Registered Nurse, who in many times are responsible for SAVING LIVES. The only RN’s that anyone compares salaries MUST be in administration and NOT working with saving lives, or they would know that the REAL bed-side nurse doesn’t get paid near like most teachers with all their “week-DAY (NOT EVE. OR NIGHT” jobs and only 9 mo./year or less work days. Any other times that they may work is OVER & ABOVE their regular salaries.
Waa Waa Waa, Norma!
Norma,
Without us teachers…there would not be nurses…where I am from, teachers are lucky to get $20/hr before taxes. There are some days we are at school easily until 8 or 9 pm and even on Saturdays. The school day may be 8- 4 for students, but for teachers, it is well beyond that. Most teachers even take work home with them. The two months off in the summer is filled with CPEs – more training and classes…. Teaching is a very rewarding job, just as I am sure nursing is… The pay is not there, but the rewards are. How rewarding is it to look in the eyes of a child so excited for passing a test or catching on to a new concept.
I also want to point out that nurses are not the only ones to save lives..teachers save the lives of students every day. Usually when one chooses their career, they know before they get in to is the salary range – so stop whinning.
Thanks for the great ideas on conserving cash! Like the teacher (evidently in the Central Time Zone) I, too, am waiting eagerly to “get ahold” of my copy!
NB: instant editing, here: it’s “chock-full” you meant, which has nothing to do with “chalk.”
I just retired and am interested in what your expertise can do to save me money on a fixed income.
PS: Your email address is where? in the Reviews section of top right sidebar?
Please send a copy to speters56@hotmail.com…….
Thank you,
Jeff Wilson
Please I need to have a good savings which can lead to a credition what are the link
WOULD CERTAINLY LOVE TO HAVE THIS BOOK IN THESE HARD TIMES ANY NEW IDEAS TO SAVE IS HEAVEN SENT THANKS
I believe this book will be helpful enough.
Have a money saving suggestion regarding air conditioning costs. I live in a 2 story home that was built in the early 90′s. We have skylights on the second floor which provide great natural light in the winter and nothing short of an oven affect in the summer. Blinds for skylights are very expensive so …… I went to Target, spent $7.99 per skylight and got standard windshield blinds designed for cars. Get the ones that are two panels and be sure to get standard and not jumbo for standard skylights. They fit perfectly in the skylights against the glass with a slight overlap in the center. This has reduced the temperature by 10-15 degrees in my upstairs which on many days has kept me from even turning on my air conditioning. My entire home is cooler. Might not be super stylish but works great and really can’t be seen from almost everywhere in my home.
I can’t wait to receive the Book that could help me with my financial challenges.
this may well be an opportunity of a lifetime.
i am looking forward to the newsletter and the tips in the book to send me on my way to financial security.
please email this book i’ m still in my 20′s but i don’t want to depend on social security i want to be able to retire comfortably and still have enough money to pass on to my loved ones when i pass away.
i am 53 years old. 7 to years from now i will be retiring. i am a government employee earning a very small salary to help finance our familyof 7. i am glad i have came along this article in the web. i am very interested to get hold of this copy so i may start preparing for my retirement.
many thanks.
Dough Roller
I hope letting you in to my e-mail is not a waste of my time I’ve been searching the Internet probably is long if you are old, but the way you talk and tell people that they can save their money and save for old age retirement well I did but guess what the big CEOs and a con artist of the corporate and bank managed to do away with a lot of it we managed to survive a little of it but not a whole lot we lost more than we say don’t tell people they can save money, you can save money if you know that the mutual funds out there and I can squander it you can put it in stocks and watch them drop and there goes your money you can put it in houses and watch them drop and there goes your savings, I think anyway of saving money in today’s market you’re taking a big chance that you have to save some for your old age. The ones that are not where I am right now I feel form in the future at least I have some left a whole lot may be enough to do me till I die who knows taxes go up cars cost more gas cost more is just a cruel world out there. But remember people like you and the CEOs in this world make money and you take it from the small guy and you tell them they can save money think twice Mr.
what a non-stop word of walter! ha ha ha
Sounds a little to good to be true, but what the heck I’ll give it a try. Somehow I’m thing the book is not (free).
Wow… It really is FREE!
i really need information on how to spend my money. cos i dont really spend money wisely.
If what your selling is true am definetly buying.
I Need Free CV Sample
YES YOU WILL RECIVE A CV SAMPLE AS SOON CAN POSSIBLE
i want internet income source
Passive saving is a worth while pursuit.
I am hoping I am able to use your suggestions for saving money to the maximum as living on a limited income in these times is becoming more and more difficult.
It would be nice if people like Walter would learn how to write correctly, spell correctly, stop depending on spell check for correcting their mistakes, and especially use correct punctuation, like a common period at the end of a sentence. Using sentences without periods, no capital letters, which indicates the beginning of a new sentence, etc., makes reading anything a person writes a huge challenge. The reader is not able to read or understand easily, what the writer is attempting to say. All of these are taught in school at an early age.
Saving money is great but when one doesn’t know how to use or practice the correct written form in communication, this shows a lack of education or a lack of thinking or simply the laziness and sloppiness in writing unfortunately, that has become so common place with the use of computers, emails and texting today.
I am a registered nurse. Both nurses and teachers Definitely deserve more PAY!!! Nurses do not earn anywhere near the amount most people seem to think! I know people who have never been to college that make a whole lot more.
Educator. Just retire on a fixed income. Help.
Great money saving tips. To the person who suggested that a teacher working in the bush can make big bucks, this is true. What the poster didn’t mention is the very high cost of living, scarce housing, as well as the challenges and expense of not only moving to such remote communities, but transportation costs into and out of those communities. I lived there for many years and worked and traveled in the bush. There are no roads west of Anchorage and very few road systems in the east, and only 3 roads into Southeast Alaska. Salaries may be higher, but the cost of living offsets any boost in pay. Don’t be fooled. It is a very expensive place to live unless you are in Anchorage.
i will love to read this book
I would appreciate to get your regular updates
I volunteer @ the Multi Service Center for the homeless. I teach Financial Literacy. (Budgeting & Credit) I am interested in what the newsletter & book has to offer. I am excited to recive them!
going broke fast, need all the help I can get.
Hi Mitch,
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Can you be more speciffic about “Why Invest in Holland”.
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Looking for a way to manage or track our financial status in one place.
i am looking forward to get a hold of this copy.
Now or ever !!!!!!!!!!!!!!!!
i like yahoo
Looks like a great and useful website!
the best
i need to have extra source of income as i am employed with a private firm so there is always a chance of sitting ideal during recession or due to other reasons.
Anyone who thinks a “teacher” or a “professor” (two different things) works 3-4 hour days obviously has never put together a lesson plan, written a lecture, GRADED STUDENT PAPERS, presented at a conference, or sat through interminably dull departmental meetings. Professionals manage their own time as opposed to punching a clock. However, we put in a LOT more hours “off the clock” than the lucky clock-puncher who gest overtime. It’s a wash. Quit attacking the people who not only train workers, but who also preserve and add to our intellectual heritage. This country needs all the education it can get.
please define house envelope; example, like high rated siding ??? thank you. insulated…
look forward to reading
I am 71 and I still work for a lliving, and draw mySS. I live in rural Nevada, a small town SE of Reno Nv. The best you can do here and expecially if you are old is work in a Nursing Home, do janitorial work . Which I am thankfull for the one I have, Iworked seven yrs and just now this month got a pay raise. As some of the responces I read, life , the way it is, is very unfair. I work one day a week in a facility for 8.50 per hr. and some of the people that work there also get the same pay. The janitorial job is paid by the month and if I want to go visit my family I have to hire someone to fill in for the days I am gone.
there is sth that i think it’s important to know. you know.. whereever and whenever informations and knowleges are the most important things that every one should pay attention to.I mean that if you want to dicide sth or do sth u have to know sth about it before you take some action as the napoleon did it at the begining of the 19th century.i think this is the way of success. [afshin from persia]
I stumbled on your website and find the comment of the teacher very interesting. I am a mathematics teacher from Nigeria . I have always been concerned about the poor financial returns for teachers especially in Nigeria .I must say the remuneration being paid to the teachers in Nigeria is the poorest among all other professions. A few teachers made do with other income generating activities which at long last disturb their performance at work. I think teachers all over the world must be united in convincing international organisations that teachers should not only be paid but be highly paid.When nurses save lives teachers preserve them.Teachers should earn as much as nurses.
In am 70 and getting up to +/- 2 million dollars for may part of ownership in a company that is being sold.
Is there a way to take up to half of that amount and shelter it from taxation, place it in an interest act of some sort, and pay tax on the amount drawn out per month or year?
Would pay tax on the other half up front.
Dick Rorer
Mr. Rorer,
I am a financial advisor rep and can answer your question about protecting and growing your business sales proceeds. Your best option is probably going to be an annuity that allows you to put non-qualified money into a tax-sheltered account where you can grow it at a conservative to aggressive rate and withdraw it at any rate that you wish. There are a variety of bells and whistles (all of which cost $) and some might be worth considering, depending on your needs and wants. Finally, you are going to get hit with a capital gains tax on your business proceeds and that is likely to go up, so I would contact your CPA and a financial advisor soon.
please email this book i’ m still in my 20′s but i don’t want to depend on social security i want to be able to retire comfortably and still have enough money to pass on to my loved ones when i pass awa
Thank you
please email this book
Thank you
HOW DO I JOIN ?
can I join if I only have a po box. I live in a remote area, the postal service does not run this far from town. I am having trouble finding a card that accepts po boxes. If so please email an application
lisa ferrari
thanx to accept me , hope i will get more material concerning my degree i find.
Just stumbled across this by signing up for a prepaid credit card and couldn’t help but see some of these childish posts. It appears a lady expressed be excited to get her new card because her teaching salary does stretch too far these days.
Nobody’s salary stretches very far these days. My only income is from my SSD and it isn’t $800.00 a month.
I want to take the time to be thankful for teachers, without whom with none of you would be here because you would still be illiterate fools.
Also want thank the nursing world without whom which my stays in hospitals would not be as easy.
Any other posters to this thread, without knowing what you do for a living, I thank you because your work may indirectly help me personally or a member of my family.
For all of you whiners, I can’t type it in CRAYON…JUST GROW UP. You obviously have too much free time that you can waste it here. I only wish I could work again, but am disabled at 55 years of age and it really stinks.
Shop at Aldi’s they give a money back guarantee on their products. I’ve found no difference. You get great prices on fresh produce as well as their other goods. You save lots. Also, I love to have Green Giant Vegitables for lunch. They are seasoned and are a great way to have a healthy meal at a reasonable price. I wait for sales and buy them 10/$10.00. I am also going to start making only 4 cups of coffee a day instead of 6. I found I was not drinking the whole pot. Besides I need to cut back. I also went around the house and unplugged unused items. I’m hoping to see a difference in the elec bill this month. Also, have the family bundle up, wear slippers and a sweater in the house, keep the thermostat at 67 – 69 degrees. It’s healthier too. Germs grow in high heat.
Anyone looking for items for free or to get rid of things and help others: Join Freecycle.com. I used to do my spring cleaning and drop things off at GoodWill. Now I post them and people pick them up. It saves me gas, anything that does not get claim I drop off at Goodwill and get a tax deductionslip. I’ve received many nice things for free too. Plants for the yard, luggage, rollerblades. Feel good about helping others and get things for free that they don’t need anymore. Win/Win.
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