Posts tagged as:

Roth

A Helpful 401(k) & IRA Rollover Chart from the IRS

by DR

That’s right, the words helpful and IRS sometimes go together. The IRS has produced a chart showing whether a rollover between 401(k), 403(b), 457(b), IRA, Roth IRA, SEP IRA and SIMPLE IRA accounts is permitted. Clicking on the chart or here will download a pdf version of the chart. The chart includes [...]

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Building a Sound Asset Allocation Plan

by DR

Year end is a perfect time to give your retirement and other investments an annual tune-up. Each year at this time I evaluate my 401(k), rollover IRA and taxable investment accounts to see if I should make any changes to my asset allocation plan for the next year. Generally, I look at five [...]

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A Cautionary Tale: The importance of asset location when ‘bad’ investors head for the exits

by DR

Image credit: OhioProgressiveAsset location involves dividing investments between taxable and tax deferred accounts in the most tax efficient manner. As a general rule, mutual funds that generate a lot of dividends or capital gains should be placed in 401(k), IRA or other retirement accounts. Those investments that do not generate a lot [...]

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FAQs from The Ultimate Guide to Traditional and Roth 401(k) and IRA Retirement Accounts

by DR

Since publishing The Ultimate Guide to Traditional and Roth 401(k) and IRA Retirement Accounts, I’ve received a number of questions about retirement plans that weren’t covered in the article. I’ve responded to these questions in the comments to the article, but I thought it would be helpful to discuss some of them in a [...]

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Carnival of Personal Finance (@ Get Rich Slowly) and Lifehacker

by DR

On Monday, JD at Get Rich Slowly hosted the Carnival of Personal Finance. JD selected my article on 401k and IRA retirement accounts as an editor’s pick. From that, Gina at Lifehacker picked up the piece and linked to it as well. As a result, thousands have read the article, and many [...]

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Roth and Traditional 401(k): Why not invest in both?

by DR

The question of whether to invest in a Roth or traditional has come up a lot lately. Yesterday I wrote about these retirement accounts in the The Ultimate Guide to Traditional and Roth 401(k) and IRA Retirement Accounts. In that article I linked to a Roth 401(k) calculator that can help you determine [...]

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The Ultimate Guide to Roth and Traditional 401(k) and IRA Retirement Accounts

by DR

When it comes to boosting your retirement accounts, the IRS has sent us help in the form of tax advantaged accounts like a 401(k) and an IRA. If we don’t take full advantage of these money making tools, we are turning away help when we need it the most. In this article, I [...]

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