With the Treasury starting to send out tax rebate checks this week, retailers have started clamoring for your business. To entice you to spend your new found money at their stores, many retailers are offering bonuses and discounts if you spend your tax rebate check with them. Many retailers, for example, are offering [...]
Managing money between a husband and wife can present some real challenges. Have you ever found yourself at the store or gas station ready to pay, only to realize that the last $20 in your purse or wallet is gone? It’s a sickening feel in the pit of your stomach when you realize [...]
Online retirement calculators come in all shapes and sizes. Some retirement calculators are extremely simple and provide little in the way of helpful information you can use to plan for retirement. Others are complex affairs that require an advanced degree from MIT to use. What follows are 11 online calculators for retirement [...]
Sound personal finance and investing decisions flow from two things: (1) knowing the numbers and knowing ourselves. If we know the numbers but not ourselves, our decisions will look good on a spreadsheet, until our real world decisions deviate from the plan. If we know ourselves but not the numbers, our decisions [...]
Over the past week I’ve written a series of articles about the most important personal finance habit to develop, spending less than you make. To recap, here are the articles:
How to Develop the Habit of Spending Less Than You Make
51 Painless Money-Saving Tips
A Simple Approach to Budgeting
10 Online Budgeting Tools
The reader response to these [...]
My daughter turned 13 this past week, and we’re celebrating with family today. I look at pictures from just five years ago, and it’s amazing how much she’s grown and matured. And it reminds me of a decision I made at that time to leave a high paying, prestigious job for a lower [...]
Saturday Night at the Movies uses great films to explore some aspect of personal finance. Published Saturdays at 7 PM, get your front row seat by subscribing to The Dough Roller.
My step father was a hard worker. As a child I helped him do a lot of work around the [...]
Money has the unique ability to bring out the best and worst in all of us. And on those occasions when it brings out the worst, particularly between friends or family members, it can devastate a relationship. I’ve seen families torn apart and close friendships come to an end because of disagreements over [...]
Two days ago I wouldn’t have known the answer to that question? Now I do and, I’m sorry to say, the answer for me is ‘Yes.’ Yesterday I spent 30 minutes traveling to my bank and back to cash a 35 cent check. Here’s the story and what I plan to do [...]