Money Management and Personal Finance | The Dough Roller
Posts tagged as:
I was surpirsed at the “Borrow from your 401k” suggestion. While it’s true that it’s better than cashing out, so many people are being laid off unexpectedly. When this happens, it must all be paid back or considered a cash-out, which comes at a time when people are least able to repay because they just [...]
{ 3 comments }
We all know just how important our credit score is when we apply for a loan. High credit scores get approved, while low scores do not, subject to other factors of course. But as it turns out, your credit score and credit history affect a lot more than whether you get approved for [...]
{ 8 comments }
In the world of personal finance, payday loans have become the symbol of ultimate financial distress. The payday loan industry suffers from a poor reputation rivaled only by the tobacco industry. Lately, I’ve done a fair amount of research on the economics behind short-term cash advances. In the course of that research, [...]
{ 6 comments }
A travel reward credit card can literally pay for or greatly reduce the cost of your next vacation. Travel rewards last year allowed my family to fly to Guatemala on points earned on our American Express card. This summer, my wife is taking a trip to meet friends from college, and the airline [...]
{ 8 comments }
I have saved thousands of dollars in interest charges using 0% credit card balance transfers. In fact, I have over $100,000 in available credit on our credit cards from taking advantage of 0% balance transfer offers (by the way, here are some excellent 0% balance transfer credit cards, some with 0% for 15 months!). [...]
{ 20 comments }
Recently a reader e-mailed me with the following question:
I definitely do want to open a Roth IRA as soon as possible because I hear it’s typically better than the Traditional IRA. However, I’m not certain whether one should be putting money way in one’s 401K or Roth. As you can tell, I’m not [...]
{ 15 comments }
Saturday Night at the Movies uses great films to explore some aspect of personal finance. Published Saturdays at 7 PM, get your front row seat by subscribing to The Dough Roller.
Sir William Wallace was born in the 1270s (the exact date is disputed). Barely reaching the age of 30 before his [...]
{ 7 comments }
Some time back I wrote about the AT&T Universal Card “0% balance transfer offer” that really costs 6%. Well I received another offer from AT&T Universal Card with the same hidden “gotcha”. Here’s the problem. Like many 0% credit card offers, the AT&T card has a balance transfer fee of 3%. [...]
{ 14 comments }
The Carnival of Personal Finance was hosted this week by Money, Matter and More Musings. MMM did a great job with the carnival, which is well organized and includes some interesting factoids about U.S. currency. It’s a must read. MMM included my article, Nifty Tricks with the Rule of 72, 71, [...]
{ 3 comments }
The information found on the Dough Roller is provided and intended for informational and entertainment purposes only and does not constitute financial, legal, or other advice of any kind. The information contained on this site is aimed at a general audience, and does not attempt to offer specific advice to your specific circumstances. If you are looking for professional advice, you should consult with an independent financial adviser.
This site contains information about third party products and services, such as credit card offers, online banking, discount brokers, and credit score services. While we endeavor to ensure that the information presented on this site is accurate at the time of publication, any offers and rates shown on the Dough Roller can and do change without notice. Visit the official site of the offer for up-to-date information.
For additional information, please review our privacy policy.
