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	<title>Comments on: How to Develop the Habit of Spending Less Than You Make</title>
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	<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/</link>
	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
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		<title>By: Moolanomy weekly roundup #15: &#8220;Habits&#8221;ť edition &#124; Moolanomy</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-7056</link>
		<dc:creator>Moolanomy weekly roundup #15: &#8220;Habits&#8221;ť edition &#124; Moolanomy</dc:creator>
		<pubDate>Wed, 16 Apr 2008 14:21:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-7056</guid>
		<description>[...] How to Develop the Habit of Spending Less Than You Make @ The Dough Roller &#8212; Excellent list of 7 suggestions to help us develop the good habit of spending less than we earn. [...]</description>
		<content:encoded><![CDATA[<p>[...] How to Develop the Habit of Spending Less Than You Make @ The Dough Roller &#8212; Excellent list of 7 suggestions to help us develop the good habit of spending less than we earn. [...]</p>
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		<title>By: kolynkhan &#187; How to Develop the Habit of Spending Less Than You Make</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-3816</link>
		<dc:creator>kolynkhan &#187; How to Develop the Habit of Spending Less Than You Make</dc:creator>
		<pubDate>Sun, 23 Dec 2007 05:07:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-3816</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] Check it out! While looking through the blogosphere we stumbled on an interesting post today.Here&#8217;s a quick excerptIf I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. &#8230; [...]</p>
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		<title>By: 51 painless money-saving tips - Smart Spending</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-3663</link>
		<dc:creator>51 painless money-saving tips - Smart Spending</dc:creator>
		<pubDate>Wed, 12 Dec 2007 13:27:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-3663</guid>
		<description>[...] I wrote about how to develop the habit of spending less than you make. To continue that topic, here are some practical and painless tips to help you save money each [...]</description>
		<content:encoded><![CDATA[<p>[...] I wrote about how to develop the habit of spending less than you make. To continue that topic, here are some practical and painless tips to help you save money each [...]</p>
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		<title>By: Jan</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2968</link>
		<dc:creator>Jan</dc:creator>
		<pubDate>Sat, 24 Nov 2007 17:04:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2968</guid>
		<description>$900 a month is not a lot of money in today&#039;s society--why do you earn so little?  Unless you&#039;re a student (or disabled), you should really be earning more.  Spending less than you make is not only about spending less, but also making more than you spend.  If that means you need to get more education or work more than 40 hours a week, then that&#039;s what it takes--&quot;There ain&#039;t no such thing as a free lunch.&quot;</description>
		<content:encoded><![CDATA[<p>$900 a month is not a lot of money in today&#8217;s society&#8211;why do you earn so little?  Unless you&#8217;re a student (or disabled), you should really be earning more.  Spending less than you make is not only about spending less, but also making more than you spend.  If that means you need to get more education or work more than 40 hours a week, then that&#8217;s what it takes&#8211;&#8221;There ain&#8217;t no such thing as a free lunch.&#8221;</p>
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		<title>By: Are You Brittney Spears or Minimum Wage? &#124; The Dough Roller</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2688</link>
		<dc:creator>Are You Brittney Spears or Minimum Wage? &#124; The Dough Roller</dc:creator>
		<pubDate>Mon, 19 Nov 2007 12:02:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2688</guid>
		<description>[...] How to Develop the Habit of Spending Less Than You Make [...]</description>
		<content:encoded><![CDATA[<p>[...] How to Develop the Habit of Spending Less Than You Make [...]</p>
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		<title>By: “Switching ourselves on” - creating an instantaneous change in ourselves &#171; Father sez&#8230;&#8230;</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2453</link>
		<dc:creator>“Switching ourselves on” - creating an instantaneous change in ourselves &#171; Father sez&#8230;&#8230;</dc:creator>
		<pubDate>Wed, 14 Nov 2007 03:15:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2453</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] “Switching ourselves on” &#8211; creating an instantaneous change in&nbsp;ourselves    The Dough Roller wrote a great piece on “How to develop the habit of spending less than we make”.  [...]</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2202</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Sat, 10 Nov 2007 18:55:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2202</guid>
		<description>My monthly (net) income is a little less than $900, I have student loan debt plus debt resulting from an extended uninsured illness and hospitalization, and I&#039;m paying (below market) more than half my income on rent, plus I have an aggressive creditor who wants $250 a month.  I&#039;ve been selling off a smal;l coin collection to keep the creditor happy but now I&#039;m out of coins.

Dunno how to spend less than I earn given the above constraints.</description>
		<content:encoded><![CDATA[<p>My monthly (net) income is a little less than $900, I have student loan debt plus debt resulting from an extended uninsured illness and hospitalization, and I&#8217;m paying (below market) more than half my income on rent, plus I have an aggressive creditor who wants $250 a month.  I&#8217;ve been selling off a smal;l coin collection to keep the creditor happy but now I&#8217;m out of coins.</p>
<p>Dunno how to spend less than I earn given the above constraints.</p>
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		<title>By: 10 Online Budget Tools &#124; The Dough Roller</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2092</link>
		<dc:creator>10 Online Budget Tools &#124; The Dough Roller</dc:creator>
		<pubDate>Fri, 09 Nov 2007 11:42:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2092</guid>
		<description>[...] to help you manage your money. As you know from previous posts, spending less than you make is the most important habit to develop if you&#8217;re seeking some degree of financial freedom. Along with good advice from [...]</description>
		<content:encoded><![CDATA[<p>[...] to help you manage your money. As you know from previous posts, spending less than you make is the most important habit to develop if you&#8217;re seeking some degree of financial freedom. Along with good advice from [...]</p>
]]></content:encoded>
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		<title>By: Discount Travel &#187; Blog Archive &#187; How to Develop the Habit of Spending Less Than You Make</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2040</link>
		<dc:creator>Discount Travel &#187; Blog Archive &#187; How to Develop the Habit of Spending Less Than You Make</dc:creator>
		<pubDate>Thu, 08 Nov 2007 14:44:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2040</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] The Dough Roller wrote an interesting post today on How to Develop the Habit of Spending Less Than You MakeHere&#8217;s a quick excerpt Updated: At the bottom of the post, check out the additional money-saving tips sent in by readers and bloggers. And don’t risk missing a tip that could save you money, get your free subscription to The Dough Roller by clicking here. Last week I wrote about ways to develop the habit of spending less than you make. To continue that topic, here are some practical and painless tips to help you save money each month. I’d like to get the number of tips to at least 101, so if you have some money-savi [...]</p>
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		<title>By: Air Travel &#187; How to Develop the Habit of Spending Less Than You Make</title>
		<link>http://www.doughroller.net/smart-spending/how-to-develop-the-habit-of-spending-less-than-you-make/comment-page-1/#comment-2028</link>
		<dc:creator>Air Travel &#187; How to Develop the Habit of Spending Less Than You Make</dc:creator>
		<pubDate>Thu, 08 Nov 2007 11:38:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/02/how-to-develop-the-habit-of-spending-less-than-you-make/#comment-2028</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] The Dough Roller wrote an interesting post today on How to Develop the Habit of Spending Less Than You MakeHere&#8217;s a quick excerpt Updated: At the bottom of the post, check out the additional money-saving tips sent in by readers and bloggers. And don’t risk missing a tip that could save you money, get your free subscription to The Dough Roller by clicking here. Last week I wrote about ways to develop the habit of spending less than you make. To continue that topic, here are some practical and painless tips to help you save money each month. I’d like to get the number of tips to at least 101, so if you have some money-savi [...]</p>
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