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	<title>Comments on: 75 Painless Money-Saving Tips</title>
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	<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/</link>
	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
	<lastBuildDate>Sat, 21 Nov 2009 01:10:27 -0800</lastBuildDate>
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		<title>By: Niche Topics</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15732</link>
		<dc:creator>Niche Topics</dc:creator>
		<pubDate>Mon, 16 Nov 2009 07:31:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15732</guid>
		<description>Great list, thanks! Go vegetarian for at least once a week; you&#039;ll be surprised at how much you&#039;ll save :)</description>
		<content:encoded><![CDATA[<p>Great list, thanks! Go vegetarian for at least once a week; you&#8217;ll be surprised at how much you&#8217;ll save <img src='http://www.doughroller.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Pat</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15718</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Sat, 14 Nov 2009 21:26:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15718</guid>
		<description>When I bring a bag to donate, about once a month, I do a little shopping at Goodwill. I am always looking for little presents for the kids in my life and am never disappointed. We got our halloween costume components there. 
I like the idea of shopping once a week to limit waste. My daughter and I share a pound of sliced roast beef for two or three meals with a side of veggies and some brown rice. Nowhere near as expensive as eating out.
We make our own dogfood, which really keeps the dog healthy and saves a ton at the vet on rashes, itchiness, and tummy trouble. (Oatmeal, canned chicken, peas, carrots, green beans and olive oil + a vitamin and flaxseed oil capsule)
It&#039;s not cheap, but the dog is much healthier.
Drop the collision on the car after it is 7 years old and put the money for repairs aside, especially if there are several cars in the family.
Buy the best tools you can afford to make home repairs and gardening easier so you are not tempted to farm these chores out. Excellent, padded, battery powered, ergonomic.
Raise local plants that don&#039;t need so much treatment. Knockout roses, dividable daylilies and hostas, self-seeding impatiens and cleomes, clover mix lawns, slow growing evergreens that don&#039;t need so much pruning: save time and expense.
Plan a garden for next summer, millions are raising tomatoes, basil and zucchini. Plant a raspberry bush and nibble garden-ripe fruit on your way to do the other gardening chores.
My theory is if costco doesn&#039;t sell it, I don&#039;t need it. I don&#039;t do recreational shopping at the mall ever.</description>
		<content:encoded><![CDATA[<p>When I bring a bag to donate, about once a month, I do a little shopping at Goodwill. I am always looking for little presents for the kids in my life and am never disappointed. We got our halloween costume components there.<br />
I like the idea of shopping once a week to limit waste. My daughter and I share a pound of sliced roast beef for two or three meals with a side of veggies and some brown rice. Nowhere near as expensive as eating out.<br />
We make our own dogfood, which really keeps the dog healthy and saves a ton at the vet on rashes, itchiness, and tummy trouble. (Oatmeal, canned chicken, peas, carrots, green beans and olive oil + a vitamin and flaxseed oil capsule)<br />
It&#8217;s not cheap, but the dog is much healthier.<br />
Drop the collision on the car after it is 7 years old and put the money for repairs aside, especially if there are several cars in the family.<br />
Buy the best tools you can afford to make home repairs and gardening easier so you are not tempted to farm these chores out. Excellent, padded, battery powered, ergonomic.<br />
Raise local plants that don&#8217;t need so much treatment. Knockout roses, dividable daylilies and hostas, self-seeding impatiens and cleomes, clover mix lawns, slow growing evergreens that don&#8217;t need so much pruning: save time and expense.<br />
Plan a garden for next summer, millions are raising tomatoes, basil and zucchini. Plant a raspberry bush and nibble garden-ripe fruit on your way to do the other gardening chores.<br />
My theory is if costco doesn&#8217;t sell it, I don&#8217;t need it. I don&#8217;t do recreational shopping at the mall ever.</p>
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		<title>By: mike</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15711</link>
		<dc:creator>mike</dc:creator>
		<pubDate>Fri, 13 Nov 2009 22:13:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15711</guid>
		<description>All great tips on saving money. Times like today, everyone could use them.</description>
		<content:encoded><![CDATA[<p>All great tips on saving money. Times like today, everyone could use them.</p>
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		<title>By: Diane</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15681</link>
		<dc:creator>Diane</dc:creator>
		<pubDate>Tue, 10 Nov 2009 18:04:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15681</guid>
		<description>Lower the home thermostat by 2-3 degrees in the winter or raise it 2-3 degrees in the summer.  Use ceiling fans to keep air circulated and you&#039;ll never notice a differnce in your comfort level.</description>
		<content:encoded><![CDATA[<p>Lower the home thermostat by 2-3 degrees in the winter or raise it 2-3 degrees in the summer.  Use ceiling fans to keep air circulated and you&#8217;ll never notice a differnce in your comfort level.</p>
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		<title>By: Jerry</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15603</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Tue, 03 Nov 2009 05:17:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15603</guid>
		<description>We turned off the power strips to our entertainment system, which consists of a DLP projector, surround sound, and XBOX360, every night for the last billing cycle for our electric.  (Luckily, I saw the meter reader, so I knew when to start.)  Just cutting the &quot;stand-by&quot; power on those devices reduced our electric bill by nearly $50 dollars in one month.  

I&#039;ve also installed motion sensor light switches in hallways and bathrooms to prevent the kids from leaving the lights on all the time.

As far as television, we dropped satellite TV and opted for Netflix, which has thousands of titles that can be watched instantly over the XBOX360.  That dropped our TV expenses from over $100/month to about $8/month.

We&#039;ve also talked to our kids about what to expect (and what not to expect) this Christmas, because it&#039;s better to set those expectations as early as possible.

There are some real easy ways to save money, but you have to be willing to change certain habits and cut some things.</description>
		<content:encoded><![CDATA[<p>We turned off the power strips to our entertainment system, which consists of a DLP projector, surround sound, and XBOX360, every night for the last billing cycle for our electric.  (Luckily, I saw the meter reader, so I knew when to start.)  Just cutting the &#8220;stand-by&#8221; power on those devices reduced our electric bill by nearly $50 dollars in one month.  </p>
<p>I&#8217;ve also installed motion sensor light switches in hallways and bathrooms to prevent the kids from leaving the lights on all the time.</p>
<p>As far as television, we dropped satellite TV and opted for Netflix, which has thousands of titles that can be watched instantly over the XBOX360.  That dropped our TV expenses from over $100/month to about $8/month.</p>
<p>We&#8217;ve also talked to our kids about what to expect (and what not to expect) this Christmas, because it&#8217;s better to set those expectations as early as possible.</p>
<p>There are some real easy ways to save money, but you have to be willing to change certain habits and cut some things.</p>
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		<title>By: 5 Ways To Save Money Painlessly &#124; Nside Nashville</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15489</link>
		<dc:creator>5 Ways To Save Money Painlessly &#124; Nside Nashville</dc:creator>
		<pubDate>Mon, 26 Oct 2009 14:01:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15489</guid>
		<description>[...] news is there are things that you can do that make saving money as painless as possible. Here are 5 easy ways to save money, and there are many more!Combine your cable, phone and internet into one bill.See if you can slow [...]</description>
		<content:encoded><![CDATA[<p>[...] news is there are things that you can do that make saving money as painless as possible. Here are 5 easy ways to save money, and there are many more!Combine your cable, phone and internet into one bill.See if you can slow [...]</p>
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		<title>By: zuzubird</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15475</link>
		<dc:creator>zuzubird</dc:creator>
		<pubDate>Sun, 25 Oct 2009 12:11:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15475</guid>
		<description>This is so true, Alison!  Big difference between &quot;need&quot; and &quot;want&quot;, isn&#039;t there?  We&#039;re fortunate to have such a high standard of living here, but we also start thinking that we have to have this, have to have that, until we run into money problems, and also problems maintaining all our stuff and figuring out where to store it.  I&#039;m far from perfect, but  I&#039;ve lived my whole life with one rule--I live below my means, always.  I&#039;ve never had debt, except a mortgage in the past--no credit card debt, ever.  It just isn&#039;t in my personal mental makeup.  If others would think this way, their lives would be so much easier.</description>
		<content:encoded><![CDATA[<p>This is so true, Alison!  Big difference between &#8220;need&#8221; and &#8220;want&#8221;, isn&#8217;t there?  We&#8217;re fortunate to have such a high standard of living here, but we also start thinking that we have to have this, have to have that, until we run into money problems, and also problems maintaining all our stuff and figuring out where to store it.  I&#8217;m far from perfect, but  I&#8217;ve lived my whole life with one rule&#8211;I live below my means, always.  I&#8217;ve never had debt, except a mortgage in the past&#8211;no credit card debt, ever.  It just isn&#8217;t in my personal mental makeup.  If others would think this way, their lives would be so much easier.</p>
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	<item>
		<title>By: zuzubird</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15473</link>
		<dc:creator>zuzubird</dc:creator>
		<pubDate>Sun, 25 Oct 2009 12:02:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15473</guid>
		<description>Yes, the slow cooker is great.  You can also use it to make your own beans, garbanzos, all those dried peas and beans, cheaper and better than canned.  Just throw them in there, add lots of water, put it on &quot;low&quot;, and go to bed.  You can add whole onions, molasses, meat, whatever pleases you, too.</description>
		<content:encoded><![CDATA[<p>Yes, the slow cooker is great.  You can also use it to make your own beans, garbanzos, all those dried peas and beans, cheaper and better than canned.  Just throw them in there, add lots of water, put it on &#8220;low&#8221;, and go to bed.  You can add whole onions, molasses, meat, whatever pleases you, too.</p>
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		<title>By: zuzubird</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15472</link>
		<dc:creator>zuzubird</dc:creator>
		<pubDate>Sun, 25 Oct 2009 11:58:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15472</guid>
		<description>Yes, Goodwill is awesome.  I bought my beautiful wedding dress there, and also all my business suits (Talbots, Jones of NY, etc.).   I do have a quibble with the Ramen noodles.  Four hundred ugly calories in one little serving, plus horrendous amounts of sodium.  Pasta would be better . . .?</description>
		<content:encoded><![CDATA[<p>Yes, Goodwill is awesome.  I bought my beautiful wedding dress there, and also all my business suits (Talbots, Jones of NY, etc.).   I do have a quibble with the Ramen noodles.  Four hundred ugly calories in one little serving, plus horrendous amounts of sodium.  Pasta would be better . . .?</p>
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		<title>By: zuzubird</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-4/#comment-15471</link>
		<dc:creator>zuzubird</dc:creator>
		<pubDate>Sun, 25 Oct 2009 11:55:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-15471</guid>
		<description>GREAT idea.  We can&#039;t get cable or satellite where we live (the mountain is in the way of dish reception), and we haven&#039;t melted or burst into flame without television.  Can&#039;t imagine how much money we save.</description>
		<content:encoded><![CDATA[<p>GREAT idea.  We can&#8217;t get cable or satellite where we live (the mountain is in the way of dish reception), and we haven&#8217;t melted or burst into flame without television.  Can&#8217;t imagine how much money we save.</p>
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