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	<title>Comments on: 55 Painless Money Saving Tips</title>
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	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
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		<title>By: Amer KEpler</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-20117</link>
		<dc:creator>Amer KEpler</dc:creator>
		<pubDate>Tue, 01 Jun 2010 16:24:29 +0000</pubDate>
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		<description>get the over counter generic drugs instead of brand name drugs</description>
		<content:encoded><![CDATA[<p>get the over counter generic drugs instead of brand name drugs</p>
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	<item>
		<title>By: marc</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-20091</link>
		<dc:creator>marc</dc:creator>
		<pubDate>Fri, 28 May 2010 18:17:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-20091</guid>
		<description>Save on laundry soap too. Most are concentrated and instruct you to use way to much. Usually you can use 1/4 to 1/3 of what the instructions say. To test if you are using to much grab a clean large towel and throw it in the washer with no soap, let it fill up and and agitate, then open it up. Are there suds? If so you using to much and ruining you laundry and the washer itself.  
We&#039;ve been using less for a while now the clothes are still clean and they feel softer too!</description>
		<content:encoded><![CDATA[<p>Save on laundry soap too. Most are concentrated and instruct you to use way to much. Usually you can use 1/4 to 1/3 of what the instructions say. To test if you are using to much grab a clean large towel and throw it in the washer with no soap, let it fill up and and agitate, then open it up. Are there suds? If so you using to much and ruining you laundry and the washer itself.<br />
We&#8217;ve been using less for a while now the clothes are still clean and they feel softer too!</p>
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	<item>
		<title>By: L</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-20036</link>
		<dc:creator>L</dc:creator>
		<pubDate>Sat, 22 May 2010 22:02:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-20036</guid>
		<description>That was the best advice I ve heard in a long time maybe you should put it on a billboard.</description>
		<content:encoded><![CDATA[<p>That was the best advice I ve heard in a long time maybe you should put it on a billboard.</p>
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	<item>
		<title>By: Lovely</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-20020</link>
		<dc:creator>Lovely</dc:creator>
		<pubDate>Fri, 21 May 2010 10:49:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-20020</guid>
		<description>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. 

Here are some things I’ve done to help change my spending habits:

-	Cooking more at home ? Eating out is very expensive especially if you do it a couple times a week
-	Shopping online ? You can find better deals than in the store and you save on gas
-	Paying the full balance on credit cards each month ?  Interest charge is like giving away free money
-	Don’t forget to pay yourself ? Set up an online savings account (they pay higher interest than a normal savings account)
-	Setting a budget and goals ? It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives

Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</description>
		<content:encoded><![CDATA[<p>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. </p>
<p>Here are some things I’ve done to help change my spending habits:</p>
<p>-	Cooking more at home ? Eating out is very expensive especially if you do it a couple times a week<br />
-	Shopping online ? You can find better deals than in the store and you save on gas<br />
-	Paying the full balance on credit cards each month ?  Interest charge is like giving away free money<br />
-	Don’t forget to pay yourself ? Set up an online savings account (they pay higher interest than a normal savings account)<br />
-	Setting a budget and goals ? It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives</p>
<p>Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</p>
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	<item>
		<title>By: Lovely</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-20001</link>
		<dc:creator>Lovely</dc:creator>
		<pubDate>Thu, 20 May 2010 13:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-20001</guid>
		<description>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. 

Here are some things I’ve done to help change my spending habits:

-	Cooking more at home  Eating out is very expensive especially if you do it a couple times a week
-	Shopping online  You can find better deals than in the store and you save on gas
-	Paying the full balance on credit cards each month   Interest charge is like giving away free money
-	Don’t forget to pay yourself  Set up an online savings account (they pay higher interest than a normal savings account)
-	Setting a budget and goals  It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives

Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</description>
		<content:encoded><![CDATA[<p>I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits. </p>
<p>Here are some things I’ve done to help change my spending habits:</p>
<p>-	Cooking more at home  Eating out is very expensive especially if you do it a couple times a week<br />
-	Shopping online  You can find better deals than in the store and you save on gas<br />
-	Paying the full balance on credit cards each month   Interest charge is like giving away free money<br />
-	Don’t forget to pay yourself  Set up an online savings account (they pay higher interest than a normal savings account)<br />
-	Setting a budget and goals  It’s good to have your goals written down so you see them everyday and don’t lose focus on your ultimate objectives</p>
<p>Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)</p>
]]></content:encoded>
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		<title>By: Stephen Rose</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-19983</link>
		<dc:creator>Stephen Rose</dc:creator>
		<pubDate>Tue, 18 May 2010 18:48:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-19983</guid>
		<description>MapDispatch.com is an easy way to save money when you need to hire movers.  They handle everything from local mattress deliveries to cross country household moves.  They’re different from moving companies because they let you name your own price for your move (although they suggest an amount).  Then they email your offer to dozens of moving companies, until they find one willing to do it for that price.  So instead of calling a couple movers yourself… you just tell them, and they contact dozens for you.  Making an offer costs you nothing, and they only charge a small commission if they find a mover and you “confirm” that mover’s request.  The amount you can save is substantial – many users find they pay less than 50% than a quote received directly from a mover.</description>
		<content:encoded><![CDATA[<p>MapDispatch.com is an easy way to save money when you need to hire movers.  They handle everything from local mattress deliveries to cross country household moves.  They’re different from moving companies because they let you name your own price for your move (although they suggest an amount).  Then they email your offer to dozens of moving companies, until they find one willing to do it for that price.  So instead of calling a couple movers yourself… you just tell them, and they contact dozens for you.  Making an offer costs you nothing, and they only charge a small commission if they find a mover and you “confirm” that mover’s request.  The amount you can save is substantial – many users find they pay less than 50% than a quote received directly from a mover.</p>
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	<item>
		<title>By: collegegirlFL</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-19959</link>
		<dc:creator>collegegirlFL</dc:creator>
		<pubDate>Sun, 16 May 2010 15:06:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-19959</guid>
		<description>Great list and I’ll add prepaid cell phone carriers to that list. While I was preparing to graduate last year, I realized I was putting out more than $110 a month on my cell phone bill and my budget couldn’t handle it. So I decided to switch to Net10 prepaid and the savings have been huge – more than $70 a month back in my pocket. Over the next two years, I should be saving more than $1,600 with Net10 and I don’t have to worry about contracts or hidden fees. Net10 is totally about savings and flexiblity in terms of plans and phones – phones range as low as $29 and top out at $79 and you can buy minutes as you go or pay month to month. Not to mention while I’m shopping at Target or Walmart, I can actually buy my phone and minutes or re-charge mintues directly from the phone itself. If you’ve ever been skeptical about prepaid, Net10 will make you a believer.</description>
		<content:encoded><![CDATA[<p>Great list and I’ll add prepaid cell phone carriers to that list. While I was preparing to graduate last year, I realized I was putting out more than $110 a month on my cell phone bill and my budget couldn’t handle it. So I decided to switch to Net10 prepaid and the savings have been huge – more than $70 a month back in my pocket. Over the next two years, I should be saving more than $1,600 with Net10 and I don’t have to worry about contracts or hidden fees. Net10 is totally about savings and flexiblity in terms of plans and phones – phones range as low as $29 and top out at $79 and you can buy minutes as you go or pay month to month. Not to mention while I’m shopping at Target or Walmart, I can actually buy my phone and minutes or re-charge mintues directly from the phone itself. If you’ve ever been skeptical about prepaid, Net10 will make you a believer.</p>
]]></content:encoded>
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		<title>By: Bob Johnson</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-19954</link>
		<dc:creator>Bob Johnson</dc:creator>
		<pubDate>Sat, 15 May 2010 23:25:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-19954</guid>
		<description>The title is 75 painless ways...You only listed 51..where are the other 24??</description>
		<content:encoded><![CDATA[<p>The title is 75 painless ways&#8230;You only listed 51..where are the other 24??</p>
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		<title>By: John</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-19887</link>
		<dc:creator>John</dc:creator>
		<pubDate>Fri, 14 May 2010 00:44:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-19887</guid>
		<description>Hi, I thought this article was very useful. Recently I have been strapped for cash and been trying to cut down my spending. These tips will be very helpful. One way I have been thinking of is buying things on sale. So I have decided to start a free newsletter sending out upcoming sales on major stores and e-retailers.</description>
		<content:encoded><![CDATA[<p>Hi, I thought this article was very useful. Recently I have been strapped for cash and been trying to cut down my spending. These tips will be very helpful. One way I have been thinking of is buying things on sale. So I have decided to start a free newsletter sending out upcoming sales on major stores and e-retailers.</p>
]]></content:encoded>
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	<item>
		<title>By: premium finance</title>
		<link>http://www.doughroller.net/smart-spending/51-painless-money-saving-tips/comment-page-5/#comment-19856</link>
		<dc:creator>premium finance</dc:creator>
		<pubDate>Wed, 12 May 2010 03:56:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/#comment-19856</guid>
		<description>These are great tips. I would also like to add that you can try paring for your bills and bank dues online. This way you save on gas, transpportation fares, as well as stamps and paper you use when filling up forms.</description>
		<content:encoded><![CDATA[<p>These are great tips. I would also like to add that you can try paring for your bills and bank dues online. This way you save on gas, transpportation fares, as well as stamps and paper you use when filling up forms.</p>
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