Real Estate Versus Stocks: Where Should Your Nest Egg Go?

There is a debate that comes up often when discussing long-term investing. Are real estate ventures or stocks the better choice for investing, either for early retirement or financial freedom? Let’s take a look at the rates of return on investment in both stocks and real estate, and see how they compare. The Long-term Performance […]

Published or Updated: September 21, 2016

How to Access Traditional Funds In Early Retirement

Evan Gautier

Saving for retirement can be one of those things that is simple, but not easy. If you are like most people, you probably spend a lot of time and energy worrying about getting the money into your retirement accounts in the first place and haven’t considered how you’ll get it out. In practice, adequately funding […]

Published or Updated: September 20, 2016

3 Lessons You’ll Find in the Four Percent Rule

Chris Mamula

If you’ve spent any time on retirement planning, you’ve probably heard mention of the 4% rule. It was developed to help determine how much money retirees could safely take from retirement accounts annually, without depleting their funds. Summarizing the rule quickly, you can withdraw 4% of your portfolio on day 1 of your retirement. You […]

Published or Updated: September 12, 2016

Early Retirement and Paying for Kids’ College: Are They Compatible?

Prioritization is the keystone of any successful financial plan. This is especially true with retirement planning, and even more so with early retirement. So, what happens if you would like to retire early, but have children slated to start college right around the same time? How do you prioritize both saving for your retirement AND […]

Published or Updated: September 6, 2016

How to Save Money on Taxes By Retiring Early

Chris Mamula

Early retirement offers many benefits. The obvious benefit, of course, is . . . well, retiring early. But perhaps a less obvious benefit would be the tax advantages available to early retirees. The advantages are often hidden behind the complexity of the tax code. A quick Google search claims that the U.S. tax code is […]

Published or Updated: August 31, 2016

How to Determine Your 401(k) Fees

You are probably already figuring out how much money to contribute to your 401(k) plan every year. More than likely, you also spend time learning how best to invest the money. One thing many people neglect, however, are 401(k) fees. Small fee changes each year can make big differences in the performance of your plan […]

Published or Updated: August 24, 2016

Money In The Bank: Should You Take a Lump Sum for Your Pension?

Evan Gautier

You work hard. In fact, you have been working hard your entire career, and it is just about time to call it quits for good. Ah, retirement. You may even be one of the lucky few with an employer who offered a pension. Now it’s time to just sit back and collect monthly payments for […]

Published or Updated: August 26, 2016

How to Earn Extra Income and Have More Fun With a Side Hustle

Chris Mamula

Personal finance is simple, right? Spend less than you earn, invest the rest wisely, and grow rich. It does not get much easier than that. So why are we not all millionaires living life on our own terms? Often, people get caught up in misconception that success is extremely complicated or requires great sacrifice. While […]

Published or Updated: August 8, 2016

Can I Retire Yet? How This Book Can Help You Answer

Chris Mamula

Can I retire yet? It is a question you have likely asked yourself, or will eventually ask. For some of us approaching the decision, it is a question we ask daily. Finding the right answer for you is vital. If you are overly optimistic and retire too soon, you risk running out of money before […]

Published or Updated: July 31, 2016

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