How to Determine Your 401(k) Fees

You are probably already figuring out how much money to contribute to your 401(k) plan every year. More than likely, you also spend time learning how best to invest the money. One thing many people neglect, however, are 401(k) fees. Small fee changes each year can make big differences in the performance of your plan […]

Published or Updated: August 20, 2016

Money In The Bank: Should You Take a Lump Sum for Your Pension?

Evan Gautier

You work hard. In fact, you have been working hard your entire career, and it is just about time to call it quits for good. Ah, retirement. You may even be one of the lucky few with an employer who offered a pension. Now it’s time to just sit back and collect monthly payments for […]

Published or Updated: August 22, 2016

How to Earn Extra Income and Have More Fun With a Side Hustle

Chris Mamula

Personal finance is simple, right? Spend less than you earn, invest the rest wisely, and grow rich. It does not get much easier than that. So why are we not all millionaires living life on our own terms? Often, people get caught up in misconception that success is extremely complicated or requires great sacrifice. While […]

Published or Updated: August 8, 2016

Can I Retire Yet? How This Book Can Help You Answer

Chris Mamula

Can I retire yet? It is a question you have likely asked yourself, or will eventually ask. For some of us approaching the decision, it is a question we ask daily. Finding the right answer for you is vital. If you are overly optimistic and retire too soon, you risk running out of money before […]

Published or Updated: July 31, 2016

Want to Retire Early? You Need to Cut Expenses Now

It seems that many people under the age of 50 are planning for (or at least dreaming of) early retirement. Making that happen, though, requires a concerted effort. You’ll need to save an outsized percentage of your income, and invest it consistently. You’ll also have to cut your living expenses, and probably by a lot. […]

Published or Updated: July 17, 2016

Think Retiring Early is Just for the Wealthy? Think Again

Chris Mamula

Early retirement. It’s something I thought and dreamt about for years, long before I even believed it was actually possible for a normal working couple.  There were several self-limiting beliefs: I assumed early retirement required extreme wealth. I thought people who retired in their 30’s and 40’s did it by taking major risks, inheriting wealth, […]

Published or Updated: June 27, 2016

Planning Your Estate? You Need These 3 Documents Now

Evan Gautier

Estate planning is one of those daunting tasks that we tend to put off, even though we know it’s imperative. And who can blame us? Estate planning requires contemplating a number of uncomfortable topics, like acknowledging our mortality and deciding what will happen to our loved ones and belongings after we are gone. If the […]

Published or Updated: June 22, 2016

What is the DOL Fiduciary Rule, and Why Should You Care?

Bill Ryan

Fiduciary [fi-doo-shee-er-ee]: A person to whom property or power is entrusted for the benefit of another. Much has been written recently about the Department of Labor (DOL) and its long-awaited fiduciary rule, formally known as “Definition of the Term ‘Fiduciary’; Conflict of Interest Rule—Retirement Investment Advice.” Released in April 2016, this 1,023 page whopper of a […]

Published or Updated: May 21, 2016

Roth IRA Contribution and Income Limits for 2016

The IRS recently released its 2016 update to income and contribution limits for Roth IRAs. As detailed below, the contribution limits for a Roth IRA are unchanged for 2015—still $5,500. The catch-up contribution for those 50 or older, which is not indexed for inflation, remains $1,000. The income limits to qualify for a Roth IRA, […]

Published or Updated: May 19, 2016

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