Best of January 2010

Now that January 2010 has come to a close, it’s time to take a look at the best of the best from the past month. It was a busy month around here. We finished our giveaway of 10 ultra flip camcorders in conjunction with American Express. And now we are in the midst of an iPod Touch Giveaway.

So let’s start with the most popular posts from the Dough Roller last month:

Now let’s check out some good stuff from around the Internet:

Flushing your credit score down the drain: Don’t feel like paying your credit card bills? This infographic designed for shows the consequences of such a plan. If you want to know how long it would take to climb out of this hole, read When Do Negative References Get Removed From Your Credit Report?


Here’s an interesting video about the workforce in the U.S. and the world. Time are a changing:

What the Human Body Can Teach You About Personal Finance / CashMoneyLife: If the head bone is connected to the neck bone and the neck bone is
connected to the back bone, then how much money will a 4% return on $15,000 net
me over the course of 5 years if compounded quarterly? Maybe it can’t teach you everything but
the similarities are eye opening.

Your Most Important Financial Decision: Choosing a Spouse / Moolanomy : It’s not only the most important financial decision; it’s probably the most important decision. If you choose unwisely, then a re-appropriation of the assets come divorce day could send you back a few decades.

Best Jobs in 2010 / MoneyNing: Mathematician made the list, I repeat, mathematician made the list! Growing up, the most nerdy, uneventful life you could strive for was to study mathematics but who’s laughing now?

Whistleblower Dilemma: Would You Do 3 Years in Prison for $20 Million? / DarwinsFinance: It’s a very interesting dilemma indeed and I guess it all depends on how happy you are right now with your life. The older you are, the less likely you will want to mail in three years just for money but $20 Million doesn’t just set you up for life, it probably sets your family up.

What To Do When You Can’t Pay the Bills / BeingFrugal: You may
notice that “Panic and go Crazy” is not on the list so if you find yourself in this unfortunate situation, breathe and be calm. It’s certainly not a fun situation to be in but being smart can get you out of it a lot faster.

7 Money Lessons From Monopoly / FinancialHighway: Atlantic City use to be a vibrant and energetic place to gamble, spend time on the beach, or see a show. After a recent visit, I
see now that the city is desolate with casino’s shutting down one at a time. If you think Baltic Ave. was cheap before the recession, you should see it now.

Maximize Strengths or Minimize Weaknesses? / LazyManAndMoney: My
mother always said “No matter how good you are at something, there’s always someone better” so because I’ll never be the best (Thanks Mom)(HA) I vote for making my weaknesses less of an issue. I don’t like being vulnerable and neither should you.

Retired Early, In Debt, No Job: When The American Dream Becomes a Nightmare / WiseGeek: Before deciding on retirement, you need to be 100% certain that you have everything you need now, tomorrow and forever. If there is even a shred of doubt in your mind, get back to work.

Do You Have a Worst Case Scenario Plan / MyDollarPlan: No one likes to think about the worst but if you have a family, it’s a very necessary evil. The worst-case scenario usually involves not having anything prepared, so just by planning you are moving in the right direction.

Struggling Towns Printing Their Own Cash / MSN Money: I can’t believe I didn’t think of this idea myself. Creating your own currency is 100% legal and if you can get enough friends to value what you print, you’re made in the shade. Just make sure your new currency doesn’t resemble the one in your wallet … that can get a little dicey.

Consumers Lose Track of $2,500 a Year / TheStreet: Maintaining a budget and recording all financial transactions seems to be a thing of the past because everything is tracked electronically. If I asked you how much you spent last week, would you be
able to give me an exact answer?

10 Places To Make Money Online / PoorerThanYou: The internet is earning entrepreneurs millions of dollars a day and if you have a little spare time on your hands, then why not take advantage and bring home a few extra slices of bacon?

Social Networking Can Damage You Outside Your Social Circle / AmericanConsumerNews: The last time I worked an office job, I remember spending an entire day looking up applicants profiles on MySpace and Facebook. Maybe that’s why I no longer have that office job?

10 Frugal Ways to Get Fit This Winter / SquawkFox: The last suggestion on this list is to join the infamous “Polar Bears” and swim in water that is just above freezing. I’m not exactly sure how that’s supposed to get you in shape, other then losing weight by having extremities fall off from frostbite.

5 Surprising Things You Can Rent Online / MainStreet: If you think about it, renting a pet could be a unique financial decision with savings potential. Just as you would test drive a new car, testing out a new pet for the family can have its benefits. Make sure your children don’t get too attached.

Event Planning ROI: Bigger Bang For Your Buck / WiseBread: Even if you don’t have a career in event planning you can still apply these ideas in everyday life. Planning to throw a Superbowl shindig? Check out how to spend less and generate more pop.

The Six Biggest Investing Mistakes / Yahoo: These mistakes can be made by any generation in any time-period so avoiding these now and forever can save you thousands in the long-run. Sometimes, investing when you can’t afford to is the biggest mistake of all.

Money Tips For When The Sniffles Start / NY Times : Have you ever wondered what would happen if a “cure” was found for the common cold? The entire aisle dedicated to sore throats and stuffed noses at your local grocery store would cease to exist. Maybe there’s no cure for a reason. I smell a conspiracy.

100 Extreme Ways To Save Serious Money / AccountingDegree: If
you’re not turned off by the number one idea of not showering everyday, then this list might be for you. I stopped reading at #60 because the day I cut out alcohol is the day this world is over.

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