Reading through Money Magazine this month (I won a subscription from ChristianPF, a member of the M-Network), I was reminded that I was due for my free annual credit report. Requesting your report is easy. Simply go to www.annualcreditreport.com:
There are many important reasons to view your credit report each year, but perhaps the most important is to watch for identity theft. If you see credit activity that isn’t yours, you can immediately contact the creditor and credit reporting agency to address the issue. Finally, the Annual Credit Report site also has FAQs that are worth reading to gain a better understanding of the credit reporting process, including fraud alerts.